Cash Back Credit Cards

Cash back credit cards are a great way to earn cash back with your purchases. Like the rewards cards, these cards are most beneficial when you don't carry a monthly balance. The typical cash back rate is 1%, although some cash back credit cards will have a higher percentage for everyday purchases like groceries and gas. The pitfall to avoid is getting a cash back card when you carry a monthly balance since these cards will often have a higher interest rate. Below are some of our favorite cash back credit cards.

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Chase Freedom® Visa - $100 Bonus Cash Back

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Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

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Why we recommend it...

When it comes to rewards cards, consumers overwhelmingly agree that cash is king, which makes Chase’s new Freedom Visa with $100 Bonus Cash Back one of the hottest credit cards on the market. In addition to a generous rewards program that is a consistent favorite amongst customers, Chase offers a great $100 bonus after spending $799 in purchases in your first three months.

Chase’s rewards programs gives you more ways to earn cash back, with 5% cash back earning power on popular categories, a full 1% cash back on every purchase, and up to 20% cash back on Chase-affiliated merchants. Plus, there is no annual fee, no expiration on cash back, and no spending tiers. That means your Chase Freedom is truly a rewards card, with no restraints, no fees, and no hassle. And just when you thought things couldn’t get better, you get $100 cash back. Say hello to your new favorite rewards card.

Pros:

Bonus $100 cash back when you spend $799 in the first 3 months
No annual fee

Cons:

Need Good to Excellent Credit

Credit Score Approval Data †

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Average Credit Score Approved for this Card

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Lowest Credit Score Approved for this Card

Discover® More Card - $75 Cashback Bonus

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0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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35 Comments| Share| 0 members think this is a good card

Why we recommend it...

With the Discover More card, get MORE cash back than the rewards credit card with an unbeatable 5% cash back bonus in many categories including department stores, home improvement stores, movies, restaurants, and MORE. Discover stands out from the cash back crowd with a limited-time bonus offer of $50 cash back after you spend $599 in purchases.

Discover More isn’t just about cash back; it gives great credit card terms for excellent credit: 0% APR on balance transfer up to 12 months and 0% APR on purchases up to 6 months. With no annual fee, Discover makes it easy to earn more, not spend more.

If you do a lot of everyday shopping and typically don’t carry a balance, Discover More card is a great way to earn money while you spend it. Apply now to get more cash back rewards with your Discover than with any other credit card out there.

Pros:

No Annual Fee
$50 cash back bonus on your first $599 in purchases

Cons:

Need Excellent Credit

Credit Score Approval Data †

726

Average Credit Score Approved for this Card

648

Lowest Credit Score Approved for this Card

Additional cash back credit cards

Capital One® Business Platinum with No Hassle Cash(SM)

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0% Intro APR on all purchases until April 2011
No annual fee
1% cash back on all purchases
Get your cash back whenever you want
No caps or expiration to the cash rewards you can earn
$0 Fraud Liability Protection if your card is lost or stolen
Free Itemized Year-End Summary
Employee cards with no annual fees

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0 Comments| Share| 4 members think this is a good card

Chase Freedom^SM Credit Card

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Chase Freedom<sup>SM</sup> Credit Card Credit Card

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0% Intro APR for up to 12 months
Get 5% Cash Back offers in popular rotating categories like gas, groceries, airlines, home improvement and many more
Say "no" to interest with Full Pay from Blueprint^SM
Cash back everywhere - a full 1% on purchases with no limits or expiration dates
No annual fee

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215 Comments| Share| 365 members think this is a good card

Discover® Student Open Road Card

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Put a road trip in your wallet.

Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

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5 Comments| Share| 17 members think this is a good card

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.

† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.