Credit Cards - Cash Back Credit Cards
Cash back credit cards are a great way to earn cash back with your purchases. Like the rewards cards, these cards are most beneficial when you don't carry a monthly balance. The typical cash back rate is 1%, although some cash back credit cards will have a higher percentage for everyday purchases like groceries and gas. The pitfall to avoid is getting a cash back card when you carry a monthly balance since these cards will often have a higher interest rate. Below are some of our favorite cash back credit cards.
Recommmended just for you
Best Cash Back
Chase FreedomSM Credit Card
- $50 Cash Back after your first purchase!
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
Why we recommend it...
As the economic environment continues to narrow consumers’ credit card options, the Chase Freedom Card is bellwether for consumers with good credit. The Chase Freedom Credit Card has some of the best features in this market including a $50 cash back bonus, 1% cash back (up to 20% with certain merchants), and up to 12 months of 0% APR for purchases.
The Chase Freedom Card is the most popular credit card on Credit Karma with over 100,000 members carrying this card. The average credit limit for this card for consumers with good credit is $4,680.
Pros:
- No Annual Fee
- 0% APR
- $50 One-Time Cash Back
Cons:
- Balance Transfer Fees
- Credit Requirements
Credit Score Approval Data †
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Additional cash back credit cards
Discover® More(SM) Card - Monogram
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
Discover® Motiva(SM) Card
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
Discover® More(SM) Card - Sealife Collection
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. We hope this information helps you in your selection. Please note because factors including income, length of credit history, and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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