Citi® Platinum Select® MasterCard®

352 Reviews | Write a Review

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Offered by: CitiBank


Purchase Intro Rate 0%
Purchase Intro Period 18 Months
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period 18 Months
Regular APR 11.99% - 21.99%* (V)
Balance Transfer Rate 11.99% - 21.99%* (V)
Cash Advance Rate 25.24%
Annual Fee $0
Late Fee Up to $35
Cash Advance Fee 5%, Min: $10
Balance Transfer Fee 3%, Min: $5

Citi® Platinum Select® MasterCard® features:

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$651

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,900

$4,215

$5,777

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,024

$4,215

$5,777
Total Savings over 3 Years

$13,017

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

1. 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*

Reviews

Most Recent Reviews

 i dont get some of the reviews on this card.  iwas just approved for a CL of $9000.  My CK score is only 628 with not a great past but is much better in the last 18 months

Anonymous 2 days ago

Got instant approval for $4000, biggest limit I've ever had (I'm only 22 yo) They pulled Exuifax report - 750. However, my CK score was 733.

Question: when, after applying, I simulated my CK score adding $4000 card, the score fell almost 40 points! Is that what is really going to happen?

IegorFilipov 3 days ago

I currently have a 715 score on Credit Karma, and in 30 seconds was approved for this card despite having only a "Fair" chance.

My limit is $4,000. I have 0% APR for 21 months, and will have %16.99 after that. I'm satisfied with all of those numbers, and would recommend this card to anyone looking for something simple and effective.

thedland19 3 days ago

Just got approved  with CK 714, 4200 limit and 16.99% APR after 21 months of 0%. Great card to save tons of money in interest as I am transfering balance from a few small cards to this one card and then can make one monthly payment and have no interst for the next 21 months. Very easy application process and account setup. you can transfer the balance from up to 6 accounts durring the account setup process and 3% balance transfer fee but that is much less than the interest on the other accounts. 

larryziel 4 days ago

 Just approved with 4800 limit. CK score 710.

Classof88 5 days ago

See all 352 Reviews of Citi® Platinum Select® MasterCard®

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Credit Score Approval Data

Ideal for those with Good Credit:

702

AVERAGE Credit Score Approved for this Card

649

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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