| Purchase Intro Rate | 0% |
| Purchase Intro Period | 18 Months |
| Balance Transfer Intro Rate | 0% |
| Balance Transfer Intro Period | 18 Months |
| Regular APR | 11.99% - 21.99%* (V) |
| Balance Transfer Rate | 11.99% - 21.99%* (V) |
| Cash Advance Rate | 25.24% |
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Cash Advance Fee | 5%, Min: $10 |
| Balance Transfer Fee | 3%, Min: $5 |
Citi® Platinum Select® MasterCard® features:
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
-$527 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$651 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,900 |
$4,215 |
$5,777 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $3,024 |
$4,215 |
$5,777 |
|
| Total Savings over 3 Years |
$13,017 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
1. 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Got instant approval for $4000, biggest limit I've ever had (I'm only 22 yo) They pulled Exuifax report - 750. However, my CK score was 733.
Question: when, after applying, I simulated my CK score adding $4000 card, the score fell almost 40 points! Is that what is really going to happen?
IegorFilipov 3 days ago
I currently have a 715 score on Credit Karma, and in 30 seconds was approved for this card despite having only a "Fair" chance.
My limit is $4,000. I have 0% APR for 21 months, and will have %16.99 after that. I'm satisfied with all of those numbers, and would recommend this card to anyone looking for something simple and effective.
thedland19 3 days ago
Just got approved with CK 714, 4200 limit and 16.99% APR after 21 months of 0%. Great card to save tons of money in interest as I am transfering balance from a few small cards to this one card and then can make one monthly payment and have no interst for the next 21 months. Very easy application process and account setup. you can transfer the balance from up to 6 accounts durring the account setup process and 3% balance transfer fee but that is much less than the interest on the other accounts.
larryziel 4 days ago
Just approved with 4800 limit. CK score 710.
Classof88 5 days ago
Ideal for those with Good Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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i dont get some of the reviews on this card. iwas just approved for a CL of $9000. My CK score is only 628 with not a great past but is much better in the last 18 months
Anonymous 2 days ago