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Citi® Platinum Select® MasterCard
Offered by: CitiBank
Details
| Purchase Intro Rate | 0% |
| Purchase Intro Period | 12 months* |
| Balance Transfer Intro Rate | 0% |
| Balance Transfer Intro Period | 18 months* |
| Regular APR | 11.99%-19.99%(V) |
| Balance Transfer Rate | 11.99%-19.99%(V) |
| Cash Advance Rate | 25.24% |
| Annual Fee | None |
| Late Fee | $15.00* |
| Cash Advance Fee | 5%, Min: $10 |
| Balance Transfer Fee | 5.00%, Min: $10 |
Citi® Platinum Select® MasterCard features:
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
Credit Score Approval Data
Ideal for those with Good Credit:
739
AVERAGE Credit Score Approved for this Card
654
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
Offer Score Details
64%
User Voting
Percentage of users who think this is a good offer. Your vote counts!
67%
Take Rate
Higher take rate values indicate more popular offers.
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This is a good deal, but do not be a second late or your rate will go through the roof.
cptnvideo1 1 year ago
Right now I have a balance of 6k on my wells fargo visa and my payments are going up higher. Would it be better to balance transfer to this card if possible?
soulvixxen 1 year ago
Only if you qualify for the 0% intro APR. Be sure to read the agreement carefully. Also, be sure to pay off the transfer before the intro period ends or you will be in the same situation, just a different boat.
sandykid20 7 months ago
Not a good choice for BT since the fees are uncapped.
siegler2 1 year ago
I have had this card for several years, and it wound not be my first choice if I were looking for a new card. There are better deals out there.
Alaguy 1 year ago
everything from citi is getting bad.They will cut your limit for no other reason than the credit crunch going on.that in itself will make your credit to debt ratio go up and then they will go up on the interest rate
bamabill 1 year ago
Slow response time to application. Turned down through apparent lack of credit. Apparently they only use Trans Union. Automated response, no sign of human life in application.
ist4656 1 year ago
I have had this card for over a year now. I like the rate and the minimum payment is consistent every month, and it's never to high. The first guy is right, one late payment and the rate is through the roof. I made a late payment accidentally and my rate went up to 28.99%, BUT, i called them after i looked online and saw it and they were very helpful and actually lowered it down below my original rate.
bsdavis3 1 year ago
I had two fantastic citi cards w/ APRS of 6.2 and 7.2 (down from 8.99).. never a late payment and i always had a great history with them.. with the current economy they then jacked up the APRS to 14.99 and then some. I've paid both off and will no longer use them.
nadia73 1 year ago
terrible rewards
Sunburn644 1 year ago
I've had this card for two years and have had no issues listed above, like any credit card pay on time. As far as apr's mine has been lowered the higher my FICO gets. No complaints here the only card I use now. Along with great rates and service I routinely gets limit hikes which all that does is give me a better FICO score.I guess it a great card if your responsible enough.
mnleake0528 1 year ago