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Citi® Platinum Select® Card

38 comments

Offered by:
CitiBank

Related Credit Cards:

Details:

Purchase Intro Rate	0%
Purchase Intro Period	9 Months
Balance Transfer Intro Rate	0%
Balance Transfer Intro Period	9 Months
Regular APR	As Low As P+8.74%(V)
Balance Transfer Rate	As Low As P+8.74%(V)
Cash Advance Rate	See Terms
Annual Fee	None
Late Fee	$15.00*
Cash Advance Fee	3.00%, Min: $5**
Balance Transfer Fee	3.00%, Min: $5**

Citi® Platinum Select® Card features:

0% APR* on balance transfers and purchases for 9 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(38)

JokerJ
Nov 20
6:48 am

I've had this card for a couple years, always paying on time and good usage. For no reason I get a letter in the mail saying they need to "make money" so they jacked up the interest rate to 29.99% from 8.24%.

I paid it in full and will not use it unless I am going to pay it in full when the bill comes, hoping they will come to their senses.

namabile
Nov 19
11:37 am

Just applied and was excepted with a credit score of about 720. Ended up with a pretty good limit and about 16% purchase APR. Pretty happy with it so far, since this rate is less than my other Chase card and has a decent introductory period of 6 months. I know there are others with longer intro periods, but I was shooting for the lowest APR I could get.

amitpanchabh
Nov 2
8:37 pm

can anyone tell me the credit limit for this card if approved?

Malevolent1
Nov 9
9:14 pm

It will depend on your credit profile..

eddio100
Oct 29
10:13 am

Not approved at 684

leftylove200
Oct 19
10:23 am

Same situation as others...have had Citi card for 4 years at 7% and recently got new account terms in mail, rate going to 27%!!!! They blame it on the bad economy. They need to blame themselves for lending money to irresponsible people and hit them with the higher rates. Have paid on time, over minimum each month and this is the thanks I get! Screw them! I don't need the card that much! Opted out at current rate of 7% but can't use card after expiration date...oh well, their loss!

christoofar
Oct 24
9:08 am

Citi can jack rates up to infinity on people who aren't paying their bills, it doesn't mean Citi will make any money. If you are silly enough to carry a balance with Citi, then of course they will try to extract that loss from your finances so they can fix their own finances. Don't revolve balances with Citibank unless the terms they give you are fixed and not variable. Since that is never going to happen any time soon, don't revolve on Citi cards.

annoneil01
Nov 10
5:29 am

christoofar, 'fixed' rates no longer exist. 'fixed' rates can become variable at any time. if your bank or credit union honors a fixed rate, you're lucky -- or you're paying in full. but times are changing, and fixed rates not really being fixed are part of that change.

you're right about not revolving, which can apply to any card right now.

dee8603
Oct 12
7:53 am

Not approved @ 665. :(

inglander
Oct 9
4:51 pm

My apr went from 7.9 to 14.9 i always pay on time. I do not like this card.

shazaam000
Sep 30
4:55 pm

Not approved @ 658.

Recon1
Sep 28
3:39 pm

I've had Citi and At&T for years, and everytime I carry a balance my APR goes up. Way up. I went from 5% to 18%, for no other reason than - they can. I'm loath to cancel as these are my two oldest cards, but I reeeallly don't like the way they do business.

Farydiva
Aug 29
3:23 am

10+ years with Citi-10K limit. On time more than min. pmts. Rewarded with a 29.9% APR !!! Of course opted out, would not be able to pay min pmt!! Offered 10% credit on every dollar I paid over min. pmt for 4 months. $5 on $500 additional on a $200 min. pmt. I got it BAD on this one--sounds like more cards to follow. Why am I paying for dead beats debt? Citi is sub par lender making money off knuckle heads that don't pay...new legislation won't allow their unethical tactics so, strategy is EVERYBODY pays. Can't win. Wish I was smarter about credit along time ago.

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739

Average Credit Score Approved for this Card

654

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