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Citi® Platinum Select® Card

34 comments

Offered by:
CitiBank

Related Credit Cards:

Details:

Purchase Intro Rate	0%
Purchase Intro Period	6 Months
Balance Transfer Intro Rate	0%
Balance Transfer Intro Period	6 Months
Regular APR	As Low As P+8.74%(V)
Balance Transfer Rate	As Low As P+8.74%(V)
Cash Advance Rate	See Terms
Annual Fee	None
Late Fee	$15.00*
Cash Advance Fee	3.00%, Min: $5**
Balance Transfer Fee	3.00%, Min: $5**

Citi® Platinum Select® Card features:

0% APR* on balance transfers and purchases for 6 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(34)

amitpanchabh
Nov 2
8:37 pm

can anyone tell me the credit limit for this card if approved?

eddio100
Oct 29
10:13 am

Not approved at 684

leftylove200
Oct 19
10:23 am

Same situation as others...have had Citi card for 4 years at 7% and recently got new account terms in mail, rate going to 27%!!!! They blame it on the bad economy. They need to blame themselves for lending money to irresponsible people and hit them with the higher rates. Have paid on time, over minimum each month and this is the thanks I get! Screw them! I don't need the card that much! Opted out at current rate of 7% but can't use card after expiration date...oh well, their loss!

christoofar
Oct 24
9:08 am

Citi can jack rates up to infinity on people who aren't paying their bills, it doesn't mean Citi will make any money. If you are silly enough to carry a balance with Citi, then of course they will try to extract that loss from your finances so they can fix their own finances. Don't revolve balances with Citibank unless the terms they give you are fixed and not variable. Since that is never going to happen any time soon, don't revolve on Citi cards.

dee8603
Oct 12
7:53 am

Not approved @ 665. :(

inglander
Oct 9
4:51 pm

My apr went from 7.9 to 14.9 i always pay on time. I do not like this card.

shazaam000
Sep 30
4:55 pm

Not approved @ 658.

Recon1
Sep 28
3:39 pm

I've had Citi and At&T for years, and everytime I carry a balance my APR goes up. Way up. I went from 5% to 18%, for no other reason than - they can. I'm loath to cancel as these are my two oldest cards, but I reeeallly don't like the way they do business.

Farydiva
Aug 29
3:23 am

10+ years with Citi-10K limit. On time more than min. pmts. Rewarded with a 29.9% APR !!! Of course opted out, would not be able to pay min pmt!! Offered 10% credit on every dollar I paid over min. pmt for 4 months. $5 on $500 additional on a $200 min. pmt. I got it BAD on this one--sounds like more cards to follow. Why am I paying for dead beats debt? Citi is sub par lender making money off knuckle heads that don't pay...new legislation won't allow their unethical tactics so, strategy is EVERYBODY pays. Can't win. Wish I was smarter about credit along time ago.

bmhkim
Aug 13
7:28 am

This card has worked well for me. I carry no balance, and the offer for the card I got gave me a fixed 9.9% APR. The online service works well enough and gives you the ability to generate one-time-use (or limited-time-use) disposable credit card numbers. I've been happy with the limited interactions I've had with the company on the phone, and have no complaints overall, other than receiving too many balance transfer checks in the mail.

kathleenDoc
Aug 9
4:54 pm

Got letter similar to jenniferw207 post: Interest rate to double or could opt to close out. Company rep said that it wasn't my good credit history but the poor ecomony. Account will automatically close. We've moved most of our debt onto that card given low rate and will of course have to pay off soon. Crazy thing is that recently that just sent us another letter: Increasing our credit limit! Given we're about 25% below current limit that seems totally crazy!! We declined the offer

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Score Details

Credit Score Approval Data

739

Average Credit Score Approved for this Card

654

Lowest Credit Score Approved for this Card

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