Wells Fargo Reflect® Card
331 Reviews
Intro balance transfer APR
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular balance transfer APR
17.49%, 23.99%, or 28.24% Variable APR
Balance transfer fee
5%, Min: $5
Annual fee
$0
Additional rates and fees
Annual fee
$0
Intro purchase APR
0% intro APR for 21 months from account opening on purchases
Regular purchase APR
17.49%, 23.99%, or 28.24% Variable APR
Intro balance transfer APR
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular balance transfer APR
17.49%, 23.99%, or 28.24% Variable APR
Cash advance APR
Refer to Important Credit Terms*
Cash advance fee
Refer to Important Credit Terms*
Late fee
Refer to Important Credit Terms*
Penalty APR
None
Balance transfer fee
5%, Min: $5
Foreign transaction fee
3%
Return payment fee
Refer to Important Credit Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo's underwriting criteria.
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 28.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
- $0 annual fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.