Qualifying for Tax-Aide
Tax-Aide’s focus is taxpayers 50 and older with low to moderate income, but there’s no hard income or age cutoff written into eligibility, so the program doesn’t turn away younger filers or higher earners who show up at a site.
Note: Tax-Aide never requires an AARP membership.
What Tax-Aide can and can’t prepare
Tax-Aide volunteers are trained and IRS-certified, but that certification covers common situations, not every tax scenario.
| Tax-Aide can prepare | Tax-Aide generally can’t prepare |
|---|---|
| Wages and unemployment income | Small businesses with employees or inventory |
| Simple investment income like interest and dividends, as well as capital gains/losses | Complex investment transactions, like the sale of a home with special circumstances |
| Self-employed income (with limits) and estimated tax payments | Hobby income or other activities not for profit |
| Social Security and most retirement or pension income | Moving expenses |
| Health Savings Accounts (HSAs) | Rental income |
| Standard deduction and common credits | Alternative Minimum Tax (AMT), Additional Medicare Tax, and Net Investment Income Tax (NIIT) |
Source: AARP Foundation Tax-Aide
If a Tax-Aide site isn’t nearby or can’t take your return, see other ways to file your taxes for free, including Credit Karma’s own free filing option.
Note: They can help you file amendments and prior-year tax returns (up to 3 years).
How Tax-Aide works
Tax-Aide offers a few ways to get help, depending on the site:
- Full-service, in-person: A volunteer prepares and files your return with you at the site in one visit.
- Drop-off or hybrid: You leave your documents with a volunteer, who prepares the return and reviews it with you at a second, shorter visit.
- Self-prep with volunteer guidance: You prepare your own return using guided software while an IRS-certified volunteer is on hand to answer questions.
How to find a Tax-Aide site and what to bring
- Use the AARP Foundation Tax-Aide site locator, or call 1-888-227-7669, to find sites near you.
- Ask whether the site offers full-service, drop-off, or self-prep help. Not every site runs every format.
- Gather your documents, such as:
- Photo ID
- Social Security cards for you and any dependents
- Last year’s tax return
- This year’s income forms (W-2s, 1099s, SSA-1099)
- Plan ahead for peak-season demand. Appointments at popular sites can fill up fast in February and March, so book early or ask about walk-in hours.
Tax-Aide vs. VITA
Tax-Aide is one of several no-cost ways to file. Here’s how it stacks up against the other two most common filing options for seniors and low-income individuals:
| Program | Age/income focus | Service style |
|---|---|---|
| AARP Foundation Tax-Aide | 50+ with low to moderate income; open to anyone, no AARP membership required | In-person, hybrid drop-off, or self-prep with a coach |
| VITA | $69,000 or less; also people with disabilities or limited English proficiency | In-person prep by IRS-certified volunteers |
| TCE | Prioritizes filers 60 years of age and older; no income limit | In-person, IRS-certified volunteers |