Navient Student Loans Reviews

1.3 out of 5 stars
6 Reviews

From Product Users in the last year


Application Process

2.5 out of 5 stars

Customer Service

2 out of 5 stars

1.5 5

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These reviews were written by current and former product users in the last year.

Oct 02, 2017
High interest rates, high payments.
skittles3811 Product User

I consolidated my loans through Navient.  My first mistake is having too much student loan debt, my second mistake is going through Navient.  The interest rates are high and it is hard to budget when loan payments keep flucating so much.  

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Mar 29, 2017
Anonymous Product User


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Mar 20, 2017
Anonymous Product User

shouldn't be in business, would rather you pay the loan and ruin your future than help you at all.

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Mar 16, 2017
Anonymous Product User

I had my student loan through my college. I never wanted or needed Navient. Then my college sold my loan to Navient and I was notified long after the fact. Now they will not leave me alone and keep trying to get me to pay $1600/mo. I live on a teacher's salary, so that was laughable. They kept telling me I needed to submit 3 different types of forms (which were almost impossible to find on their "user-friendly" site). And through all of this, I kept making $200 payment that somehow never got credited on my account. I hope this lawsuit runs Navient out of business for good!!!

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Mar 19, 2017

My daughter has had the same experience with this company...Set up automatic payments only for them to either not take it out or take it out twice...Then the phone calls would start😡...Finally...after 4 or five years they might have this corrected😮

Feb 15, 2017
Completely horrible company.
effnsl Product User

I graduated in 2011 and even with a bachelors have struggled to find a decent salaried job. My loans with navient alone are over 400 on top of loans I have with another company. Even after showing proof of financial hardship and providing my other expenses, they refused to work with me in lowering my monthly payments and told me to "figure it out." And then they proceeded to cut me off mid sentence, sarcastically say "have a great day" and hang up on me. Completely unprofessional, inflexible and money hungry company. I would never in a million years use this company again or recommend them. They've been a nightmare. 

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Jan 10, 2017
Never Ever do business with Navient.
Anonymous Product User

They will never work with you, they will raise interest, they will HARASS you endlessly.  They own you for the rest of your life!!!!!

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