Earnest Student Loans Reviews

4.9 out of 5 stars
43 Reviews

From Product Users in the last year


Application Process

4.5 out of 5 stars

Customer Service

5 out of 5 stars

5 5

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These reviews were written by current and former product users in the last year.

Oct 16, 2017
Definitely Recommend
mshem Product User

What I love about Earnest is their transparancy. I looked into a ton of refinance companies before deciding on Earnest and my decision came down to 1) They have very competetive rates. 2) There were no hidden loops to jump through or hidden eligability requirements once you got into the application process that I dealt with with other companies  3) The app is concise and easy to use. Another great benefit with Earnest is that every so often you can refinance with them internally without a hard pull on your credit report. Its an awesome feature if your credit is improving or if their rates improve. With Earnest I am saving about $11,000 and reduced my loan term by about 2 years. I definitely recommend!

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Oct 16, 2017
User-friendly and low rates.
laureliz Product User

I shopped a lot of refinancing options, and I liked the user-friendly application process and the low rates Earnest had to offer.

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Oct 16, 2017
Anonymous Product User

It’s a no-brainer

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Oct 13, 2017
Thanks12323 Product User

Very easy and clear process. Saved me almost 2% on two loans, that is a ot when talking about compound interest.  Now my loans are also in one place, one payment.  I am going to place my referral link below ( we should both earn a $200 referral, not sure how long it will stay active). Thanks. https://www.earnest.com/invite/ryan3948

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Oct 13, 2017
Anonymous Product User

What a great experience it was dealing with this company. I never thought the process would be so simple. Thank you Earnest!

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