Upgrade Reviews

Upgrade Reviews
4.8 out of 5 stars
199 Reviews

From Borrowers in the last year


Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

5 5

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Most Helpful Positive Review

May 07, 2019
WoodMonte Borrower

Overall this was an awesome experience. I have a loan with a competitor and I went to them for this loan. Because my credit was protected with a lock I received a decline. Upgrade took the time to look over my credit, have me do a temporary unlock and the approved me right away. In fact, the rate was less than the other lender and Upgrade funded me overnight. They are truly the best!

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Most Helpful Negative Review

Apr 06, 2019
Charged an origination fee!
jp8502 Borrower

Please be aware of all fees! Particularly an origination fee!

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These reviews were written by current and former borrowers in the last year.

Feb 16, 2020
akpiggy Borrower

Quick turn around. Fast deposit. Reasonable terms. 

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Feb 15, 2020
home improvement loan
Inthepass Borrower

Easiest loan I have ever applied. Application process was short and I was approved and received the money within 3 days.  Great people to work with!!

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Feb 15, 2020
home improvement loan
Inthepass Borrower

This is the easiest loan I have ever applied for.  It litterally took me about 10 minutes.  Once I filled out the application, the upgrade team emailed me to finish the loan.  About 2 more minutes.  I received my money within 3 days.  The BEST loan process ever! You won't be sorry you applied with them. A great team to work with.

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Feb 11, 2020
truly helped improve my overall budget.
robbyknobby Borrower

Great customer ssrvice, great online process.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.