Personify Financial Reviews

Personify Financial Reviews
3.9 out of 5 stars
7 Reviews

From Borrowers in the last year


Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4 5

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These reviews were written by current and former borrowers in the last year.

Jan 20, 2021
Awesome credit fix
Lindsay163 Borrower

Million thanks to KENSTAR CYBER SERVICES for an awesome job on my credit report. Contacting him on (Kenstarcyberservices at gmail dot com) was a good decision. Today, I now have 795 credit score. Hard inquiries and collections removed. Debts, eviction and bankruptcy all cleared from my credit report.

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Jan 13, 2021
Do not get if you can't pay off immediat

My interest rate is 137%. I knew it was high when I got it, but I lost my job due to covid and had some other financial problems so I couldn't pay off this loan ASAP. I've been making payments since October, it is now January. I have paid almost $2,000 on a 3,000 dollar loan. Guess what? I still owe them 3,000. All of the momney I have given them has gone to interest. I hope the CEO is one happy MF. Their company is also not helpful at all with the Covid situation. The ceo simply said get a job at kroger or a gas station. As if making $10 an hour will help me in any way shape or form pay off this loan. Do your self a favor, and steer clear of this company at all costs. What they're doing should be illegal. It's disgusting.

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Jan 08, 2021
They are outstanding!
InfoLady57 Borrower

This people is outstanding. They work quick, are transparent, put you money ASAP in your account and fulfill their commitment to help, when you need it the most. Of course, pay atention, this is an emergency loan, so interest is going to be high, but if you're in need of money, quick, this is the people you should contact. They are great!

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Sep 28, 2020
Great service and terms
kmcline1 Borrower

The application process is simple, and the rates are reasonable. The repayment terms are good too.

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Feb 21, 2020
bruxanne Borrower

Sure it was fast and simple, until you are affected by two hurricanes and ask for a reprieve on payments for a month or two to catch up - then the nastiness begins. They approved me for an arrangement, and then reneged on the arrangement, charged $150 in late fees and even though I began paying again they post a late payment remark on my credit every month. This has been going on since last fall. The only offer they've made is for me to make the late payments. That's it. Oh, and they call and email me multiple times a day to remind me that I need to make payments even though I've been making payments. It's a nightmare. Please, do yourself a favor and don't get mixed up with these shysters, it's not worth it!!!!

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Jan 24, 2020
Amazing and quick loan with No Hassle
vshukla13 Borrower

Personify is a great company. Wheras others do a hard credit inquiry and asked for countless pieces of documentation, Personify just asked me a few questions, connected to my bank account and money was in my account in less than 48 hours. 100% easy! 

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.