Personify Financial Reviews

Personify Financial Reviews
4.8 out of 5 stars
40 Reviews

From Borrowers in the last year


Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

5 5

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These reviews were written by current and former borrowers in the last year.

Nov 20, 2019
Fast & Easy!
HL8989 Borrower

This was the quickest, most stress free loan experience I've ever had! The application process took less than half an hour, and had the money in less than 32 hours!
I had an offer for Personify thru Credit Karma, but after recently being discharged from bankruptcy, wasn't sure I would be able to get a loan. My Advantage score is great and my FICO score sucks, so depended on which one they looked at. I had requested $2,000, then was preapproved after a soft inquiry. I had other offers that they recommended, some for longer terms and some for more money. I just wanted what I needed and didn't want to get too much, so I went with my original request. After filling out the short application which includes putting in bank info, they started a hard credit inquiry. A few minutes later I was approved, then had to do an online login for my bank to verify my account. If you don't have online access to your bank, there is another verification option, it just will take longer to get the money that way. They completed the verification and then gave me my loan documents with payment schedule. I chose the auto payment option during the application because I thought it would increase my chances of being approved. The next screen said I would have the money put in my account within 48 hours. Sure enough, in less than 32 hours I had the money! It was all completely electronical, I never spoke with a person once. I would recommend this company to anyone!

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Nov 19, 2019
Exceptionally easy process.
ldacres Borrower

The 100 percent online application process is quick and easy. No phone calls to or from the company.

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Nov 15, 2019
It was amazing.
Jsweet52 Borrower

I was pre approved through CK for 1,000. Went to the application and was actually approved for 1,900. It was quick, fast, and easy. My payments are low and so much better than the tribal loan i requested! Thank you so much! I will update once i get the loan. 

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Nov 15, 2019
It was great .
Sml35 Borrower

It was great to know that some can give you a chance to get your self back on track thank you very much.

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Nov 15, 2019
Easier than I thought.
PatiPickles Borrower

Made it so much easier than going through the rediculous Bank, got answer in minutes and in my bank the next day.

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Nov 13, 2019
quick and personable
tay7775 Borrower

all i ever wanted was for someone to give me a chance to help me pay my credit cards off and this company was more than willing. Super quick and easy process. I highly recommend using them. 

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Nov 11, 2019
Just when I needed it most!
MrsK808 Borrower

Personify came they when no one else would! Thank you!

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.