LendingPoint Personal Loans Reviews

5.0 out of 5 stars
3 Reviews

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3 out of 5 stars

Customer Service

3 out of 5 stars

5 5

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These reviews were written by current and former borrowers in the last year.

May 05, 2017
Shocked!
Anonymous Borrower

I thought i was going to be turned down for sure. Credit score was 603 and i had a about 5k in debt with credit cards. I was approved for $17k, which i didnt take the full amount. I got the money in my bank about 3 business days later. I notice a lot of people stating they were denied with better credit but i honeslty think its more about the money you make per year and length. i had 603 credit but earn $100k a year. Though i make that much its all about what you actually bring home. ( before anyone judges why i would need a loan.) I have 2 kids and my wife doesnt work so this helped tremendouly. 

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Feb 18, 2017
Amazed that I was approved
Anonymous Borrower

I had a lot of credit card debt that I wanted to consolidate and they offered me more than enough to do so and with flexible payment terms. It only took a few hours to approve then the funds were in my account in 2 business days. I was so impressed and very thankful.

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Sep 28, 2016
Pretty easy if you have all your docs.
Lisa800 Borrower

I was pre-approved and I had all my information and docs needed. I had a bankrupcy less than 1 1/2 years old. They approved me for $4500 but charge a $200 admin fee, but you pick if you want to pay 3 to 5 years. They ask you why you want the loan, I said for car repairs. It's best to let them automatically take your payment out of your bank account and they notify you each time a few days before they take it out by email. So far no problems.

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1 Reply
Dec 21, 2016

What do you mean by a $200 admin fee ?

 
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.