Personal Loan Reviews Advertiser Disclosure

LendingPoint Personal Loans

5.0 out of 5 stars
4 Reviews

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3.5 out of 5 stars

Customer Service

3.5 out of 5 stars

5 5

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These reviews were written by current and former borrowers in the last year.

Sep 28, 2016
Pretty easy if you have all your docs.
Lisa800 Borrower

I was pre-approved and I had all my information and docs needed. I had a bankrupcy less than 1 1/2 years old. They approved me for $4500 but charge a $200 admin fee, but you pick if you want to pay 3 to 5 years. They ask you why you want the loan, I said for car repairs. It's best to let them automatically take your payment out of your bank account and they notify you each time a few days before they take it out by email. So far no problems.

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Apr 20, 2016
Glad I found it on Creditkarma
Anonymous Borrower

I filed for bankruptcy chapter 7 about a year ago and no one approved me for a loan. I just need a loan for a couple of months since I am now employeed but want to pay off my medical bills. They approved me right away, 24 months term, 24% (high I know, but I have no choice). I was funded the day I applied and the money was in my bank the next day. Very easy process, everything is done by phone and email. I am thankful. 

Just make sure you pay as much as you can right away because there is NO PENALTY for paying back early.

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Mar 18, 2016
Anonymous Borrower

great loan service

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Feb 06, 2016
Anonymous Borrower

fast and easy

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1 Reply
Jun 18, 2016

What was ya credit score if you don't mind me asking

 
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.