iLoan Personal Loans Reviews

1.0 out of 5 stars
1 Review

From Borrowers in the last year


Application Process

2 out of 5 stars

Customer Service

1 out of 5 stars

1 5

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These reviews were written by current and former borrowers in the last year.

Sep 28, 2016
no early payoff option
Anonymous Borrower

They state no penalty for early payoff, however regardless of how early you are able to completely pay off the principal of the loan- you are still on the hook for the full interest amount of the original loan. This was not made clear upon initial discussions with loan officer even when directly asked about early payoff option. 

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1 Reply
Aug 24, 2017

Thank you for your feedback. We apologize for any confusion during your loan process.

At iLoan, we do not charge prepayment penalties or interest on the remaining principal balance when a loan is paid off early.

For example, for a 4 year loan that is paid back within 3 months, the customer is only responsible for paying back the remaining principal balance and the interest accrued for those 3 months.

If you believe you were incorrectly charged, please call us at 1-800-675-0200 and we'd be more than happy to help.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.