FreedomPlus Personal Loans

3.0 out of 5 stars
3 Reviews

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3 out of 5 stars

Customer Service

3.5 out of 5 stars

3 5

Compare Personal Loans

Check out rates on new loans or refinance an existing loan.

SHOP PERSONAL LOANS
Collapse

These reviews were written by current and former borrowers in the last year.

Apr 11, 2017
Awful experience
mitch926 Borrower

I applied for this loan on April 3.  I uploaded all the documents they requested.  After several phone calls and several emails, I was denied.  No one would give me a reason.  After doing a little research I located the VP of credit underwriters on the web and emailed him. within a couple fo hours, my loan was under a second look.  I was told that they originally declined because of a fraud alert I put on my file.  Then after I answered all their questions and jumped through all their hoops, I was still declined.  But not once did anyone from the company have the decency to call and let me know.  I guess they don't realize that phone traffic would decrease if they just picked up the phone. DONT WASTE YOUR TIME

more ...
Aug 17, 2016
Great Cust Service- But High Orig fees!!
Anonymous Borrower

I applied with Freedom Plus and was approve foe 33600. The only downside is that they charged a 5% origination fee.  They advertise 1.38% between 5 %; but they charge me the highest :(  The customer service and the representative that helped me was great.  It is just they orignation fee that got me..lol  The interest rate wasnt all that great, but less than Lending club a few other lenders. If you have good credit, you can definitely find a lender who will give you a loan with no originations fees and a lower interest. Remember that they are competing for your business, not the other way around.  I would recommend Freedom plus, if you have no other option at the time, otherwise, defintely shop around.

more ...
Aug 17, 2016
Great Cust Service- But High Orig fees!!
Anonymous Borrower

I applied with Freedom Plus and was approve foe 33600. The only downside is that they charged a 5% origination fee.  They advertise 1.38% between 5 %; but they charge me the highest :(  The customer service and the representative that helped me was great.  It is just they orignation fee that got me..lol  The interest rate wasnt all that great, but less than Lending club a few other lenders. If you have good credit, you can definitely find a lender who will give you a loan with no originations fees and a lower interest. Remember that they are competing for your business, not the other way around.  I would recommend Freedom plus, if you have no other option at the time, otherwise, defintely shop around.

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this loan overall?

Please select a rating

What should others know about this loan?

Optional

How was application process?

How was customer service?

Join the Credit Karma Community

It’s free, and you’ll get tools and info that can help you improve your financial health:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.