SoFi Personal Loans Reviews

SoFi Personal Loans Reviews
3.4 out of 5 stars
14 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

3.5 5

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5 star reviews (6) See All

These reviews were written by current and former borrowers in the last year.

Nov 15, 2020
griff671 Borrower

I have had 2 loans with Sofi and both loans were approved in minutes with absolutely no hassle. I received very low interest rates as well. Outstanding company that I would recommend to anyone. 

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Sep 14, 2020
I consolidated 2 loans with Sofi.
Jgray52 Borrower

I go a recommendation from CreditKarma to use Sofi to consolidate my debts with a personal low interest loan.  They were right it was quick and easy and I got a lower finance rate then the others like Upgrade for example because I did have an excellent credit rating.  I would refinance with Sofi again if I needed to do so.  Thank you Sofi you freed up a $927 monthly loan payment that goes back into my checking instead of paying another loan.

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May 21, 2020
GREAT to work with!
pdvin1962 Borrower

I am finishing up paying my second loan with SoFi and I can honestly say they have been nothing but GREAT to work with.   I would refer them and use them again if needed!!! All the BEST to SoFi in the coming years for ALL you do for clients!!! 

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May 11, 2020
Easy application with a great rate
OutsidaII Borrower

I've had two loans with them and both times the process was very fast and simple. Everyone I dealt with during the application process was very professional. The rates were very good and made it easy to consolidate higher rate debt.

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Apr 04, 2020
Excellent experience with everything SoF
ktbird7 Borrower

I have had nothing but excellent experiences with SoFi. I have had a personal loan, student loan, and checking account through them. If you have any issues, you can get fast support via the Facebook group for members. They have treated us to local events for free like TopGolf. I highly recommend them.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.