SoFi Personal Loans Reviews

SoFi Personal Loans Reviews
3.3 out of 5 stars
15 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

3.5 5

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3 star reviews (2) See All

These reviews were written by current and former borrowers in the last year.

Jun 01, 2020
FenderGuyAz Borrower

Honestly probably one of the easiest personal loans I've ever gotten. Money was in my account within three days. The only thing that I'm not really happy about is I had a very high credit score around 786 and I got a higher than usual interest rate which didn't make me happy

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Jun 13, 2020

I'm assuming that you were told what the interest rate would be before you signed on the dotted line?

Mar 16, 2020
I wouldn't recommend
Ryloken Borrower

No matter how high your credit is, their APR is not as advertised. In fact it is actually higher than other lenders. Also, if you do get a loan with them, make sure you read the fine print, as there are many "non-kosher" clauses in their agreement that will make you think twice.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.