Great mortgage lender
Honest, Professional and efficient process. Their online process is excellent. Their rates and fees were the best out there.
NMLS ID# 7872
Information is provided by the mortgage lender. Average closing time is calculated using lock to fund dates in 2017.
Honest, Professional and efficient process. Their online process is excellent. Their rates and fees were the best out there.
Our mortgage was for a cash-out refi where we are walking into this at 35-40% LTV (we own well over half the house in value). The process started off quick and they pressure you for snappy turnarounds. They however are SO SLOW, weeks and weeks have gone by with no progress. Everything is forever "Under review". For several weeks we were in limbo while they were "awaiting paperwork from my HoA". I contacted the HOA several times and they had no record of it. Eventually I got the form myself and sent it over to the HOA and it was completed and returned the same day. What exactly were Interfirst doing this whole time?? Six weeks later we finally get told we are "Cleared to close" but then low and behold they start asking for more paperwork and our status still shows under review with the underwriters. It seems the literally moved the process backwards from Cleared to Close to being back in underwriting, I even have the clear to close emails. When pressed for a timeline they give vague answers or just ignore the question. I am seriously starting to regret applying here, this is not a company I feel I can trust. Ask yourself, would you trust your home to a company who treats you like this and keeps dropping the ball?
We don’t have rates available from ZeroMortgage.
Add your home details to see if we have rates for you from our lender partners
Check for ratesAdd your home details to see if we have rates for you from our lender partners
Check for ratesI must say that if you are working with Interfirst or ZeroMortage then please take additional extra step to have another mortgage company on the stand by mode as the associate here takes 7 weeks to confirm that they are declining the mortgage because the condominium has a project to upgrade the windows and to the company thinks it will be an impact to the structural. In short, keep a back up plan as this company is not reliable. They keep changing their name every couple of years.
Process was very difficult to navigate with this lender
Very good experience. Only issues was communication at times.
Great people to work with. Very professional and personable. Closed within the rate lock. Highly recommend them
Terrible. They tried to stall our closing at every turn with tons of excuses and we had to threaten possible litigation to get closed prior to our expiration of the loan.
Beginning of sep 2022, I locked the rate with zero mortgage and it’s valid until 5th Nov 2022 as per their loan estimate. Today they told me that they cannot honor the loan estimate and rate lock what they agreed already and go with today’s rate which is around 7%. I am going to lose the property and earnest money because of them. Please don’t go with them.
I have recently closed my house with Zero mortgage. I couldn’t really ask any better than what they have provided. Very competitive rate, practice in response, transparency in terms of all the cost, you name it. This was my 3rd mortgage, and the best experience so far. I highly recommend them to anyone who wants a frustration free experience throughout the process.
Create overall experience. Everyone was super helpful and had everything ready to close a few days early.
Entire process was easy. I felt like everyone on my team worked together to get me the best rates possible while meeting my needs. I've been with my personal bank for 15 years, and they wouldn't even try to match the rates Interfirst gave me
Underwriters on loans want non relevant information from customers.
We don’t have rates available from ZeroMortgage.
Add your home details to see if we have rates for you from our lender partners
Check for ratesAdd your home details to see if we have rates for you from our lender partners
Check for rates††These ratings and reviews are provided by our users. The articles you read here come from the opinions of our editorial team. Lenders do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.
About These Rates: The lenders whose rates and other terms appear on this site are our advertising partners. The interest rates, annual percentage rates, and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and they do not bind any lender. The monthly payment amounts and APRs shown here do not include taxes and insurance. Lender Fees include application, commitment, underwriting, processing fees or similar fees and do not include most third party fees, such as title insurance, tax service, escrow and other such fees in which the lender does not profit and are passed directly through to the borrower. Any potential savings figures are estimates based on the information provided by you and our advertising partners. While we will always do our best to provide you with accurate rate data, rates change frequently, and each advertising partner is responsible for the accuracy and availability of its own advertised terms. Your actual annual percentage rate and loan terms will be determined by the advertising partner’s assessment of your creditworthiness and other factors after you select and apply for a loan product. The credit scores you see on Credit Karma use the VantageScore 3.0 scoring model. Rates shown here may be retrieved using a different scoring model, and our advertising partners may also use a different scoring model when assessing your creditworthiness. The rates and other terms shown here may differ from those an advertising partner displays on its own website or on other advertising platforms. When evaluating offers, please review the advertising partner’s terms and conditions for details. These rates and other terms were retrieved via the Mortech rate engine.
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from which Credit Karma may receive compensation. It is this potential compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts at no charge. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products. This potential compensation does not impact how and where products appear on this site (including, for example, the order in which they appear) for all products used to compare mortgage loan offers. For all other offers this compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Note that we do not endorse any lender or provider.