Life Insurance Reviews

Allstate - Life Insurance

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Helpful to 2 out of 2 people

Have had a life policy for 18+ years and they seem OK or average.  Remember, your betting them that you're gonna die and they're using your money to bet you you're gonna live.  Kinda convoluted isn't it?  They are an OK company.  Term Life is the best way from my perspective.

Ferdling's review was:    

  Jun 03, 2011 Reply

Ferdling(17, 25)

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Review by Ferdling

17 Contributions 25 People Helped

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Could I have gotten more for my money? Helpful to 1 out of 1 people

I'm 35 and just purchased a $300,000 30yr term life insurance policy for $60 a month. The customer services was excellent and the exam was very convenient and quick. However,  I keep getting this nagging feeling inside telling me I possibly could have  purchased a larger policy, or paid less a month for this policy else where for $60 a month. I'm still going to keep the policy but I'm not sure if I was over charged or not. If I was overcharged, the customer service I received was very pleasant during the process. lol

Dec 31, 2012 Reply
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Company Overview

Operating by the philosophy “Insure Today. Secure Tomorrow,” Allstate offers both term and permanent life insurance to help consumers plan for the future and the well being of their families. Permanent life insurance coverage options include whole, universal, variable universal, and equity-indexed universal insurance. Also available from Allstate is GoodForLife, an insurance product which combines life insurance with critical illness and severe accident benefits. Quotes are available online. The website also features a life insurance calculator to help determine the amount of life insurance recommended. Customer service is available online, by phone, and with in-person agents nationwide.

Allstate Insurance is a subsidiary of The Allstate Corporation, which also provides auto insurance, mortgages and refinancing, as well as banking services. The Allstate Corporation was founded in 1931 as part of Sears, Roebuck & Co. and is the nation’s largest, publicly-held independent personal lines insurer today.

Company Details

The Allstate Corporation

  • Established: 1931
  • Headquarters: Northbrook, Illinois
  • Website: www.allstate.com
  • Products: Auto Insurance, Banking, Life Insurance, Mortgages
  • Assets: $132.7 billion
  • Available: In-person agents, online, and by phone; nationwide

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