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The Home Depot® Consumer Credit Card

Updated:

imageImage: image

40

reviews

2.5

Rating: 2.5 out of 5.

Great for financing home projects

Annual Fee: None

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their The Home Depot® Consumer Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 22% 14% 30% 25% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 22% 14% 30% 25% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 22% 14% 30% 25% 9%

The average credit limit for members who have matched with this card or similar cards is $9,364, with $500 being the most common.

Here’s the average credit score of members who matched their The Home Depot® Consumer Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 14% 41% 31%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 14% 41% 31%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 13% 14% 41% 31%

The average credit score for members who have matched with this card or similar cards is 716, with 813 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

26.6%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$99,315

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.5

Rating: 2.5 out of 5.

40

reviews

Most helpful positive review

November 14, 2024

5

Rating: 5 out of 5.

No interest is a great value

Credit Karma Member

6 months no interest is a great value on a card. When something breaks, I always have confidence that I can pay it off over time. When my refrigerator broke, having this card saved the day.

Most helpful negative review

December 2, 2024

1

Rating: 3 out of 5.

Bait & Switch

Credit Karma Member

When we first applied they gave a credit limit of $6000 we made a few small purchases. Payed on time every month. We were going to make a large purchase and found out they lowered the limit to $1500 which which was exactly what our balance was so our utilization was maxed. They gave no reason for lowering the credit limit. Scam company and a crappy store.

All member reviews