PNC Points Visa® Credit Card

Approval Odds

Sign up or log in to see your Approval Odds

2.3 out of 5 stars
6 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds


Application Process

2.5 out of 5 stars

Customer Service

2 out of 5 stars

2.5 5

These reviews were written by current and former cardholders in the last year.

Jan 16, 2017
Good Starter Card
lgross2441 Cardholder

I've been using this card for about a year and a half as my first credit card - I had no established credit at the time and was having difficulty get approved by other banks. However, since I'd had a PNC checking account for several years and had all my income go straight to that account via direct deposit, I figured I'd give this a try. I called PNC and was approved pretty much immediately, and was given a 200% credit limit increase after a year by my request. Not bad at all. 

As far as rewards go...better than nothing but far from the best. You get 4 points per dollar on qualifying purchases, sure. But they don't tell you that you need a LOT of points to redeem anything worth it. For direct points-to-cash, it's 500 points per dollar. So basically, you get 0.80% rewards for each qualifying dollar spent. It's more worth it to redeem for gift cards - for example, right now, a $5 Amazon gift card is 2,270 points: that's 454 points per dollar, or 0.88% rewards for each qualifying dollar spent. 

Other than that, not much to say. I haven't had much reason to contact their customer support, but the few times I have (for example, I lost my credit card once a year back), their customer service was perfectly adequate.

more ...
Nov 13, 2016
terrible card. Do not get pnc card
Anonymous Cardholder

they are liars

more ...
Nov 13, 2016
useless people on the phone.
Anonymous Cardholder

do not get this credit card or any pnc credit card

more ...
Sep 16, 2016
No issue redeeming for flights
Anonymous Cardholder

Reward rate is a little low, but I've used for flights on numerous occasions and never had any issue.

more ...
Sep 06, 2016
Clunky site. Low reward.
Anonymous Cardholder

Not worth it. Plain and simple.

more ...
Apr 27, 2016
PNC Took Over my Other Card
FuryD Cardholder

This was a few years ago, but PNC took over  RBC (Royal Bank of Canada) in the US. I was one of those who was moved to PNC. I had a rewards credit card through RBC, but never paid attention to those points. When PNC reissued my card, they honored the points I had accumulated through RBC. Nice touch starting off.

I bank with PNC, so making payments online is a snap. Checking my statements online is a snap. I've happy with the PNC Visa card.

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?


How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

PNC Points Visa® Credit Card