I had a bankruptcy in my past, in 2010 due to a serious illness. They approved me in the 600's for a low credit line of about $1500 in 2015. Now my credit line is $8500, they raised it fairly regularly but my credit score is 750. I called and got approved for the signature visa. I also think they're nice and fair. I never had problems with customer service or long waits but have only called twice.
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Its one of the worst experiences I've ever had with a company. Multiple fraud charges different times. Stores do not follow protocol when asking for ID or verifying its their credit card and not stolen.
After charging me thousands of dollars in obvious fraud, They over refunded me, did not catch and ended up threatening to damage my credit history months later if not paid back immediatly....what a joke and greedy piece of S company. Never again, paid and outta there! BEWARE!!!!!!!!!!!!!!!!!!!!!!!!!!!
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