Kohl’s Card


Annual Fee: $0
The average credit score for members who have matched with this card or similar cards is 700
The average credit limit for members who have matched with this card or similar cards is $1,286
Explore more about this card:
Here’s the average credit limit of members who matched their Kohl’s Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,286, with $300 being the most common.

Here’s the average credit score of members who matched their Kohl’s Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 700, with 819 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Member stats
Updated daily

30.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

53 years
Average age of members who matched this card or similar cards.

$88,617
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 4, 2016
Great for Saving $ but poor limits
— Credit Karma Member
Exspect a credit card limit from $300-$3000, Kohls limit. Even with credit scores above 700 except to start with $1,000 limit. However, the coupons and discounts can save you a ton of money when shopping and as long as you pay off every month you are good. I always just pay off at same register and it goes towards account immediately, I am currently a MVC credit card holder and love the free shipping and 6 extra coupons given each year as well.
Most helpful negative review
August 26, 2023
Avoid at all costs
— Credit Karma Member
This was never a great card but they’ve changed systems and some processes. Was locked out of their online account portal with no ability to fix, the prior valid security questions etc suddenly weren’t recognized and chat Team nor phone support could do much. Had to rely on phone payments and even that ended up causing issues over a tiny remaining balance under $20 Lost 50 points on credit score over this nearly useless high interest card on a $45 purchase that was paid. Minimal value for maximum risk and the interest is awful anyway. There is no reason to purchase this card the interest charged for large purchases voids any saving and you can get coupons and pay cash for smaller purchases so why take a risk. Having too many retail cards isn’t good anyway better to have one for appliances or large home improvement items