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Kohl’s Card

Updated:

202

reviews

2.7

Rating: 2.7 out of 5.

Annual Fee: $0

The average credit score for members who have matched with this card or similar cards is 699

The average credit limit for members who have matched with this card or similar cards is $1,315

Explore more about this card:

Here’s the average credit limit of members who matched their Kohl’s Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 95% 3% 1% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 95% 3% 1% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 95% 3% 1% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,315, with $300 being the most common.

Here’s the average credit score of members who matched their Kohl’s Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 17% 19% 12% 27% 25%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 17% 19% 12% 27% 25%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 17% 19% 12% 27% 25%

The average credit score for members who have matched with this card or similar cards is 699, with 821 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.


Member stats

Updated daily

29.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

55 years

Average age of members who matched this card or similar cards.

$94,322

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.7

Rating: 2.7 out of 5.

202

reviews

Most helpful positive review

April 4, 2016

4

Rating: 4 out of 5.

Great for Saving $ but poor limits

— Credit Karma Member

Exspect a credit card limit from $300-$3000, Kohls limit. Even with credit scores above 700 except to start with $1,000 limit. However, the coupons and discounts can save you a ton of money when shopping and as long as you pay off every month you are good. I always just pay off at same register and it goes towards account immediately, I am currently a MVC credit card holder and love the free shipping and 6 extra coupons given each year as well.

Most helpful negative review

March 4, 2016

2

Rating: 2 out of 5.

 

— Credit Karma Member

3 years with kohls, 100% on time payments but their system takes forever to update, they've reported me late. Which I finally got those late fees back. However, I pay my card off they won't report it to my credit bureaus. They are only reporting maybe every 2 months which utilization affects my credit. They keep saying they can't send it because they update once a month. Just in 3 months I've paid off 265 dollar balance out of 300 dollar credit. Got a 50$ credit on my card from late fees they incorrectly charged. Used my card for 165 dollars. My credit still showed I owed 188 dollars. Now my card only has 60 dollar charged and they are still saying 188 dollars on my credit report. If you don't want your credit ruined by these people even if you're making your payments on time and paying it down and even paying it off, DO NOT GET THIS CARD!!!!!

All member reviews