I apologize on behalf of the other cardholders that have had horrible experiences with the JCP credit card; thankfully, they have never made me feel like having their card was a poor decision. Keep up the great work JCP.
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Most Helpful Negative Review
They will approve you and continue to raise your credit limit but if you are late even 4 days including holidays they will drop your credit limit the next day even if your payment was in full (including a $25 late fee). Dropped mine $1900. When you call, the managers have no customer service skills. They will argue with you, tell you about how they are working overtime and have to come in on Sundays. It's no wonder JCPENNEY is closing stores using this horrible credit card bank.
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