Rewards for eating out
I am disabled and on a fixed income. I was given a chance with a credit card with past due medical bills, my limit of $200 which is a cushion on months I run short or want to pay for breakfast or dinner with my 80 year old dad which I can pay when I tell him my card rewards me when I use CreditOne to pay for dinning out. I was given an increase of a $500 limit within a few months and I pay off the balance every month. CapitalOne wouldn't offer me a card after paying off 2 different cards 20 years ago before canceling them. Thank you CreditOne for the chance to better my credit score, have a cushion to treat my dad or a quick stop at the store and for protecting my card with fraud protection if I use this card 3 times in a day, after answering a few questions I can use the card again.
Great
It's a good card to start rebuilding your credit
Sabotage you credit once it rises to goo
My credit score rose above 720 from hard work and doing the right things for over a year. As soon as my credit became good they blocked me from viewing use history, using and paying off my card because they said there was suspicious activity adding up to less than $200 that I said was legitimate charges.
Blocking also keeps you from seeing activity on your card and from paying your monthly bill. They made me send in a copy of my ID and utility bills 3 times. I still don't have access and can't pay my bill. It's been 2 months. They won't report that the blocked card is only around 10% use so my credit usage looks too high. Now my credit has dropped to 640s.
Talking to customer service gets you no where. They don't care. Customer service is not in America.
Be careful of this company. It seems great at first but as soon as you're able to move on to cards for good credit they will do something to drop your score.
It's so expensive to keep this card and the only reason to do it is to raise your score. Im still working with them to get out of this mess
Perfect!
Overall it is ok, the app is sometimes not working and you have to jump through hoops to pay your bill after the first two times or get a name change on the card.
Worst card ever.
They are so sneaky. They will tack on charges right away and they are sometimes over the 30% recommended usage.
Worst card ever.
They are so sneaky. Hey
Good card to start to rebuild your credi
This is a good starter card to help rebuild your credit with a decent beginning % rate, comparing it to others.
Just wait. When your credit score rises they will sabotage you.
Good card to start to rebuild your credi
This is a good card with a good starting limit to rebuild your credit and a decent % rate, for the circumstances.
Great for rebuilding credit
most people get approved for a $300 credit line, there is an annual fee. It great for rebuilding credit or for first time credit card users. The APR is not low, ita on the high side. The down side to credit increases is that they charge a fee as most credit cards dont. And they will say you're eligible for a credit line increase if you open another card.
DON’T DO IT!!!
I should’ve heeded the warnings on here. I wouldn’t even give it one star. FIRSTLY, the card never even made it to my house. After calling several times they would tell me to give them a few more days, and if it doesn’t come, call them back. I received an email saying my card activation period was about to expire so I need to activate it, as I should have received it. I called again. On this phone call they decided that my birthday was incorrect and I need to verify it. They needed my birth certificate. Um no. Why did the other ones not say that? They’re just now saying my birthday doesn’t match. So after arguing back and forth with the guy saying how am I supposed to verify a bday that I don’t even know what it is, I told him just close my account. HE SAID HE COULDNT UNTIL I VERIFIED THE BDAY THEY HAVE ON FILE!!! How am I supposed to verify something THAT ISN’T EVEN CORRECT INFORMATION!! Then I found out they had ALREADY CHARGED $75 TO MY ACCOUNT. I am beyond ticked. It took transferring me to a “supervisor” to get it all resolved. Let’s hope they really did. This paragraph does not even sum up my frustration. I was desperate for some help through a credit card, but I should’ve never tried this place.