I've had the card for a couple of months and so far so good. I am using this card to help raise my credit score so I knew it wasn't going to be the best card out there but it is not a bad card. I usually make my payment on Thursday when I get paid and my payment post?that Friday?to my account and the available credit shows up that Monday. I think it take this long because you are paying through a banking account instead of a debit card. I do it this way to keep from paying the processing fee. The card is a means to an end because I have screwed up MY credit, so I look at it for what it is.. a way to get myself on a better credit path.
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