Rewards for eating out
I am disabled and on a fixed income. I was given a chance with a credit card with past due medical bills, my limit of $200 which is a cushion on months I run short or want to pay for breakfast or dinner with my 80 year old dad which I can pay when I tell him my card rewards me when I use CreditOne to pay for dinning out. I was given an increase of a $500 limit within a few months and I pay off the balance every month. CapitalOne wouldn't offer me a card after paying off 2 different cards 20 years ago before canceling them. Thank you CreditOne for the chance to better my credit score, have a cushion to treat my dad or a quick stop at the store and for protecting my card with fraud protection if I use this card 3 times in a day, after answering a few questions I can use the card again.
Stay Away
I applied for this card mistakingly thinking it was for Capital One. I hate to cancel credit cards, but I think I might have to cancel this one. Their customer service is awful. And they charge interest from the day that your purchase posts. And when you pay off your credit card each month they ask to verify your bank account and then don’t let you verify it, further charging you interest. Awful, awful company. STAY AWAY.
I know this may not make sense, but it’s just been a train wreck.
Great
It's a good card to start rebuilding your credit
Sabotage you credit once it rises to goo
My credit score rose above 720 from hard work and doing the right things for over a year. As soon as my credit became good they blocked me from viewing use history, using and paying off my card because they said there was suspicious activity adding up to less than $200 that I said was legitimate charges.
Blocking also keeps you from seeing activity on your card and from paying your monthly bill. They made me send in a copy of my ID and utility bills 3 times. I still don't have access and can't pay my bill. It's been 2 months. They won't report that the blocked card is only around 10% use so my credit usage looks too high. Now my credit has dropped to 640s.
Talking to customer service gets you no where. They don't care. Customer service is not in America.
Be careful of this company. It seems great at first but as soon as you're able to move on to cards for good credit they will do something to drop your score.
It's so expensive to keep this card and the only reason to do it is to raise your score. Im still working with them to get out of this mess
Perfect!
Overall it is ok, the app is sometimes not working and you have to jump through hoops to pay your bill after the first two times or get a name change on the card.
Worst card ever.
They are so sneaky. They will tack on charges right away and they are sometimes over the 30% recommended usage.
Worst card ever.
They are so sneaky. Hey
Good card to start to rebuild your credi
This is a good starter card to help rebuild your credit with a decent beginning % rate, comparing it to others.
Just wait. When your credit score rises they will sabotage you.
Good card to start to rebuild your credi
This is a good card with a good starting limit to rebuild your credit and a decent % rate, for the circumstances.
Great for rebuilding credit
most people get approved for a $300 credit line, there is an annual fee. It great for rebuilding credit or for first time credit card users. The APR is not low, ita on the high side. The down side to credit increases is that they charge a fee as most credit cards dont. And they will say you're eligible for a credit line increase if you open another card.