Capital One® Quicksilver® Cash Rewards Credit Card Reviews

Capital One® Quicksilver® Cash Rewards Credit Card Reviews
3.3 out of 5 stars
113 Reviews

From Cardholders in the last year


Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

3.5 5

Card Details

  • Balance Transfer Intro APR 0%* for 15 months
  • Balance Transfer Regular APR 15.49% - 25.49%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* for 15 months
  • Purchase Regular APR 15.49% - 25.49%* Variable

Most Helpful Positive Review

Dec 23, 2019
Great for building credit
EW406 Cardholder

Approved initially at a 647 score for $300 limit. They said if i paid six consectuvie months I would qualify for a higher credit limit of $500. After paying off my balance in full every month for 6 months, they upped my credit limit to a whopping $2,300! Now sitting at a 720 score and have reestablished a healthy credit score.

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Most Helpful Negative Review

Nov 22, 2019
Juannationarmy Cardholder

If you apply through credit karma, credit karma will apply for a different card called the capital one Quicksilver one and you will not get the bonus. I was on the phone with capital one 6 times and they do not want to give me the $150 bonus for spending 500. I am very ****ed at credit karma for this bs it's so bad I will never apply for a card through them. You're better off doing it through the banks website to be sure. 

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These reviews were written by current and former cardholders in the last year.

Feb 18, 2020
Wyatt777 Cardholder

I initially applied for the $1000 credit limit used it for almost a year making all payments. No late fees I was bumped up to $2500 A couple months after first applying. I got an email last week saying my card has been suspended. I called and asked why? They said due to an error or my income to debt ratio was off.... ? I was like are they just dropping me because they aren't making any money off of me?? Makes no sense. They gave me the answer twice on the phone "A detailed letter will tell you why" still haven't got that letter. Just baffles me that they would do that. That sounds like something they would do if someone DIDNT pay their credit card back....????

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Feb 16, 2020
Waste of time
mugman1021 Cardholder

Maybe a good card for poor credit individuals but not if you have good or great credit as I do. This was my first CC out of college, I have cards now with 50k 25k and 35k limits. Cap one wouldnt raise me above 5k. Said thats just how they do business regardless of my credit situation. I took my business elsewhere!

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Feb 16, 2020
Best card to start and have
Willie78245 Cardholder

Great card app lets you see what you spend and you can setup if card is use it will send you a text for eveytime it's used. If you pay bill on time increases will happen sometimes you have to ask for increases but they will give you them geat card good services 

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Feb 15, 2020
They only want to get into your wallet
a1locc25 Cardholder

They never honored any if their promotion. Customer is trash at very best. An if you keep a balance and then pay it off they still charge you interest even if you pay it off in full the previous billing cycle. I don't use the card anymore because honestly screw them. Why would I want to make a horrible company that doesn't care about you or standard credit act practices money. Don't get the card or any if their cards. Chase and Citi are so much better choices and earlier to be approved.

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Feb 14, 2020
Happy they gave me a chance!!
Keneshialove86 Cardholder

I applied for the cc with ck good approval back in August 2019. My TR 634 and EQ 641. My limit was only $300 but i figured that's ok I'm here to build my credit nothing more nothing less. So after 5 months of on time payments it was to go to $500 by January. Well it went to $2300!!! I was completely shocked. I never leave a balance and i kept my utilization at around 5%. The only issue i have is that when it went to $2300 my TR shot up to 713 and my EQ dropped to 622. I contacted CK via email they don't know why that happened so I'm basically waiting till the end of Feb just to see if it goes back up there shouldn't have been a drop. 

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1 Reply
Feb 17, 2020

What do you mean by upto 713? Are you referring to your credit score? Also, what do you mean by your EQ dropped by 622? Do you mean it went down to 622.

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Sample Size: 964
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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Capital One® Quicksilver® Cash Rewards Credit Card Reviews

Capital One® Quicksilver® Cash Rewards Credit Card