This is totally a waste of time and dent on my CR. Fico score in the low 800. I was denied first time and second application under review for how long... I am not sure. What are they review? Maybe what I am hearing is true about profiling applicants for approval. What a shame!

I applied in October 2020 for the Chase sapphire and was approved on the spot for a credit card limit of : $11,700 . My credit score is: 810

This is by far my most favorite card, the amount of points you get for purchases and the flexibility to redeem is great, credit karma suggested this to me 3 years back I’m glad I went for it and never look back!

EX 685 TU 737 EQF 720 (CK approval odds: poor) I checked the chase website and was "pre qualified". I applied and did not get approved right away. I called and they just needed to verify some information since I had just moved. They were nice and made it easy and I was approved while I was on the phone. 80k points as a sign up bonus if I meet the minimum spend. Worth it.

I have a credit score of 750+ and have an account with chase but don’t use them as my primary bank as I’m a veteran and use USAA. Applied for a card and got denied because of insufficient funds and business with them!!! That is just crazy!

I am going to Iceland for free because of this card. HIGHLY recommend

This is a awesome credit card with the best bank. Leave it at that.

Ok, I am not completely going to bash Chase like others but I guess my rating will give you a hint of how I feel about their choice to deny me. I am just sharing my experience to try and help others. I almost had to laugh when I received an instant DENIAL from my application. My credit score on Credit Karma is a 750 avg and over 800 (in the real world) by the big 3 credit bureaus, so go figure. I know some have been approved with a much lower credit score so I would assume if you currently have an account with chase you may have a better chance than someone like me that has no ties to Chase at all. Just some food for thought, good luck!!