Chase Sapphire Preferred® Card Reviews

Cardholders' Choice i
Chase Sapphire Preferred® Card Reviews
4.3 out of 5 stars
94 Review

From Cardholders in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 17.49% - 24.49%* Variable
  • Annual Fee $95
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 17.49% - 24.49%* Variable
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2 star reviews (1) See All

These reviews were written by current and former cardholders in the last year.

Oct 27, 2019
Beware of the fine print fees
Ragsley Cardholder

Unlike other cards, Chase uses cash advance to pull their interest charges.  This pushes the overall cost of this card to an exorbitant level.

more ...
Oct 30, 2019

Most credit cards have very unfavorable terms for cash advances, and I believe most people would advise never to do that unless there's some dire emergency. Also most of the "Rewards" type cards have terrible interest rates, and the only *correct* (from the customer's point of view) way to use these cards is to *never ever* carry a balance. As much as I love these rewards type cards, I also think of them as potential financial hand-grenades: don't pull the pin! :-)

 
Nov 24, 2019

Good info. TY.

 
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Sample Size: 1,304
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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Chase Sapphire Preferred® Card Reviews

Chase Sapphire Preferred® Card

1 Reviews
Cardholders' Choice i