Chase Freedom Unlimited® Reviews

Chase Freedom Unlimited® Reviews
3.6 out of 5 stars
131 Reviews

From Cardholders in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

3.5 5

Card Details

  • Balance Transfer Intro APR 0%* intro for 15 months
  • Balance Transfer Regular APR 16.49% - 25.24%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* intro for 15 months
  • Purchase Regular APR 16.49% - 25.24%* Variable

5 star reviews (67) See All

These reviews were written by current and former cardholders in the last year.

Jan 06, 2020
BeachbumFL Cardholder

Application process was easy and I was approved within minutes for a $6,000 credit line. I tranfered balances from two other cards where the 0% timeframe was about to run out. Great way to fund small business startup costs for 15 months.

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Jan 01, 2020
Best Card Ever!!!
dajor Cardholder

I got Fair Approval Odds with CK!! My score was EX 663, EQ 654. My UT was 38%. Chase pulled my credit from EX and EQ. After applying online sent an email stating will let me know their decision as soon as possible. Forgot to tell you I applied for Discover it prior. Got instance approval for $5,000. (( with 6 inquiries )) Don't listen to that 5/24 rule!! Anyway back to chase!!! I swear I called the status line 10+ times. was told I will get a letter in 30 days. I talked to a rep. asked name, SS #, address then she put me on hold for a min. or 2. Came back and said, you're approved for $2,500. I wanted a credit card with 0% interest and cashback. My dream cards Discover, Chase Freedom, and Citi double cash. Good news and bad new!!! got 2 out of the 3. Citi did the 5/24 rule on me lol.. Discover and Chase didn't do the rule. Just a note all three cards pull EX, but Chase pulls EX and EQ. Hope this helps!! people post great cards start posting credit scores that will really help people before they get a hard inquiry.

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Jan 16, 2020

Thank you. This helps a lot.

Dec 07, 2019
Really Cool
Mzpattoncakes Cardholder

I applied and received a 1500 CL and then one month later my limit doubled.  I won't be using all of that but thank you Chase. I also bank with them so making payments is extremely easy. I'm looking into a business card soon...I guess it'll be chase too😊

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Dec 07, 2019

Congrats on the new card! What was your credit score when you applied for the card? Would help me make a decision. Thanks

Dec 18, 2019

When did it double, after you made your first payment?

Dec 02, 2019
So far so good
Miguel8282 Cardholder

Im mostly writing this to correct something,  the balance transfer fee,  at least for myself, was 3%.  Not sure if that depends on the applicant or maybe its been changed.  But the credit karma data says 5%.

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Jan 10, 2020

3% is intro rate, 5% after.

Nov 25, 2019
Very Good Card!
connieweir1 Cardholder

This is a very reliable card I have had this card for years now and always helpful and nice customer service, it is my favorite go to card.

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Nov 16, 2019
The best card of all.
TomLe Cardholder

This is the only reward card that gave me a the highest credit limit, twice as much as other cards.

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Nov 17, 2019

Congrats on the card. Can you share range of your score and the Credit Limit that is given to you?
I am planning to get one. Thanks

Nov 15, 2019
Zz93 Cardholder

This is literally my favorite credit card ! I got approved for it when CK said poor chance and I was approved for a 900 dollar limit in July 2019 .... fast forward 4 months I got a limit increase today I make all my payments on time I pay it off within the month. Ok cause has a 5/24 rule but I applied for this card and 3 other cards in one day at the time so ! I say just go for it I stay earning points & when I make a year I'm gonna try to apply for the sapphire reserve ! 

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Nov 20, 2019

What was your score and credit utilization when you first applied?

Nov 03, 2019
Great Card So Far
LA888 Cardholder

I got my card with a decent CL and needed help starting a account. The customer service lady was so patient with me and helpful. First impressions matter. Will update after I have had a while. 

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Nov 20, 2019

What was your credit score and utilization when you applied?

Oct 26, 2019
So far so great!
Kaladin Cardholder

I got approved for this card with around a 620 average score. I hadn't had a hard pull in 2 years and an average credit age of around 9 years. Was instantly approved for cl of 2500. The app is great and the rewards are excellent for a no fee card. Hope this helps! Oh, Credit Karma said I had fair approval odds.

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Oct 28, 2019

How long was your age of credit history did you have any other cc?

Oct 24, 2019
Great card
Brett333 Cardholder

Received over 10k credit limit right out of college and have already earned over $200 cash back in 6 months. Honestly the bank I have dealt with and their app is super user friendly and simple to navigate!

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Nov 12, 2019

Which bureau did they pull?

Nov 15, 2019

Chase seems to pull from Experian

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Chase Freedom Unlimited® Reviews

Chase Freedom Unlimited®