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Helpful to 4 out of 5 people

You have to go in the store to apply. This is the only way you can. I was declined my FICO is 670. I was hoping to get this card for a king serta mattress and to continue to build my credit score. When I got declined I was thinking "who goes to Big Lots with a 740 or higher".... I guess better luck next time.

Leesa702's review was:    

  Nov 19, 2011 Reply

Leesa702(7, 5)

Review by Leesa702

7 Contributions 5 People Helped

Credit card

Went to is the card today only to get told they are no longer used..capital one bought em out and now I have now blc no call no mail nothing to let me know.. Had to leaves stuff at the store.. I will no longer go back..

Mar 06, 2014 Reply

I was declined too. Didn't understand it. I have a credit card with HSBC which is now Capitol One.

mccurriejr's review was:    

  Dec 26, 2013 Reply

mccurriejr(2, 1)

Review by mccurriejr

2 Contributions 1 People Helped

673 Fico doesn't cut it either

Went in to look at a sectional for a good price, instead of putting it on my normal card I tried to apply for on of theirs.  I had a 673 Fico at the time and was also denied.  I was really kind of surprised, have been rebuilding my credit for a few years and have a car loan and 3 other cards with low balances.  

RNemetz's review was:    

  Nov 19, 2013 Reply

RNemetz(1, 0)

Review by RNemetz

1 Contributions 0 People Helped

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Company Overview

The Big Lots Credit Card is provided by HSBC for customers of Big Lots retailer. Interested individuals can apply in-store.

Big Lots is the country’s largest closeout retailer with annual sales over $4.5 billion and over 1,300 stores nationwide. Originally founded in 1967 as Consolidated International, Inc., the company became Big Lots in 1985.

Big Lots Credit Card

1.05 4 Reviews