Big Lots Store Card
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Big Lots Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,344, with $1,250 being the most common.
Here’s the average credit score of members who matched their Big Lots Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 636, with 637 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
46.3%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
53 years
Average age of members who matched this card or similar cards.
$74,154
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
May 25, 2017
someone wanting to build credit
— Credit Karma Member
let me tell you like it is... i have always struggled with credit scores and after alot of medical beill and a bankruptcy under my belt i thought i would nto get approvedd for any credt card. But you know what. I did. As a matter of fact I got approve for this one and it was easy. I reccemmond you apply for a big lots card or any card issues through commenity bank. They are good for people who have little to no credit and for you to help build your credti.. I got a good credit limit with this card but i am not going to use it only for paper towels and things like that. there online store will not allow you to use your card but that is ok i have a big lots close to me so i can just stop in and use it..
Most helpful negative review
April 17, 2020
Stay away from Big Lots, Commencity Credit Card’s
— Credit Karma Member
Horrible card. Never was late always paid. Was approved for 500$ them they lowered my credit limit to 400$ without me knowing and caused my credit score to drop 59 points. Again I never was late on payments always on time.