I have good credit 740 or so. I applied today for a 21 month 0% intrest free w/ 3% balance trasfer because on of my zero percents was up and I need to move it. I applied online from a mail offer. Instantly was given the card with a $10,000 limit, no annual fees and 21 months can't beat it! If you have good credit they want you.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% intro for 18 Billing Cycles on qualifying transfers
- Balance Transfer Regular APR 11.74% - 21.74%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 11.74% - 21.74%* Variable
If you don’t want to pay a lot in interest and fees, the BankAmericard® credit card could be a solid choice.
What to Like
There’s a 0% intro APR on balance transfers for the first 18 billing cycles. There’s also no annual fee.
Look Out For
Though there’s a low intro APR on balance transfers, you’ll still have to pay a balance transfer fee. There’s also no intro APR on purchases and no rewards program associated with this card.
Most Helpful Positive Review
Most Helpful Negative Review
Got approved for $5000.00 on this card with the offer of 0% apr on purchase and balance transfer. After I got the card the terms they sent didn't include the purchase for the 0%. Called them, and they refused to honor the terms. BOA has a poor reputation for doing this, so I canceled the Card. At almost 800 credit score I should be able to get better terms. Hate the hard inq they put on my report.
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.