Overall card rating

2.8
182 Reviews
from Credit Karma members

Most helpful positive review

Apr 15, 2022
Very easy to use
Credit Karma Member

I have had this card for about 7 months and I love it. I pay early and do everything online. I have a credit score of 800 and was just curious if I would be accepted when I applied. It only took about 4 minutes and was approved. Love this card.

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Most helpful negative review

Jun 27, 2021
On Credit Karma it says excellent chance
Credit Karma Member

On Credit Karma, it says I have excellent chance approval. I have 768 score. I was declined. So now I have hard-hit on my credit. Thanks, Bof A and Credit Karma.

Helpful129
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Member ratings

Application process
Customer service

All member reviews (182)

40
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97

Mar 13, 2023
Pointless hard inquiry
Credit Karma Member

Excellent approval odds according to credit karma, 750+ credit score, still denied.

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Mar 11, 2023
Blah Blah Blah
Credit Karma Member

I applied because they advertised balance transfers. Big deal they gave me a stinking $2000 credit line. I had excellent credit 800+ once they gave me the hard hit it fell 100 points if I knew this and the small line, I never would have applied!!

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Feb 22, 2023
I don't recommend this
Credit Karma Member

Everything from the application process to the mobile app was bad.

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Feb 20, 2023
SCORE 800 YR AGO, NOW 711 FICO WORKED. GO FIGURE
Credit Karma Member

WAS SURPRISED TO GET 14K , BUT THATS IN LINE WITH THE OTHER MAJOR BANKS AND THE LIMITS THEY HAVE EASILY GIVEN , BUT I WILL BE REALLY CAREFUL WITH THIS ONE CAUSE SOME OF THE REVIEWS ARE SCARY. , WE ARE DISCOVER AMEX AND US BANK AND CHASE LOYAL PEOPLE ,IS WAS HARD TO APPLY FOR THIS BECAUSE OF CITI AND BOA HORROR STORIES. WE DONT NEED ANY NEW BANKS IN OUR LIFE, BUT THE BALANCE TRANSFER RATE IS PERFECT. NOW IF THEY TRY ANY FUNNY BUSINESS I WILL PAY IT OFF AND KILL THE CARD

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Feb 15, 2023
Lie about approval odds!!
Credit Karma Member

Comes up as a great recommendation and excellent approval odds and then get denied. I have good credit and got denied. So basically you apply and they deny you which messes your credit up. WOW!!

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Feb 09, 2023
Had high credit score and excellent approval rate
Credit Karma Member

BUT I GOT DECLINED even though with the review for high approval rate and high credit score

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Nov 25, 2022
No help on closed account
Credit Karma Member

Opened an account and transferred a balance successfully. About a month later, they closed my account with no notice. I called, and they will only tell me to go to a financial center more than 100 miles away to open a new account. Unknown what will happen to my current balanced that was transferred.

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Nov 03, 2022
Excellent chance of being denied
Credit Karma Member

So dumb. Chances of approval excellent but nope big fat you are denied.

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Sep 26, 2022
Awful
Credit Karma Member

This card is awful. The app won’t load any of my details, the customer service never called me back. Not even sure if my card is open. Wanted to do a balance transfer and it hasn’t happened. I can’t log into any computer or phone to get access to my account therefore unable to pay on the balance transfer. WORST CARD EVER.

Helpful21
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Sep 09, 2022
impossible to get raise in credit limit
Credit Karma Member

I was more or less told by the BoA person I would be approved and with good history would be increased periodically...it never happened. The card sits unused in my wallet and will remain so.

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1-10 of 182

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