U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

Overall card rating

3.7
24 Reviews
from Intuit Credit Karma members

Most helpful positive review

Aug 20, 2019
Fantastic, competitive credit card.
Credit Karma Member

Competitive cash back rewards program. Approved with a FICO of 697 on TU.

Helpful171
Not Helpful67
Comment6
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Most helpful negative review

Nov 08, 2019
Gives very low limit
Credit Karma Member

It has very low limit. 1/4 of my other cards. Also, dumb people did hard enquiry when requested limit increase and rejected with reason not enough history with card.

Helpful71
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Member ratings

Application process
Customer service

All member reviews (24)

12
2
1
1
8

Dec 06, 2022
Perfect for a two 5% cashback return
Credit Karma Member

First applied. Got approved. In just a few months, got a $50 cash card rewarded by just paying my phone and adding fast food and restaurants into my card. Awesome!

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Jun 02, 2020
741 and not approved
Credit Karma Member

bad experience 741 credit and i was not approved never late in one single payment. stay away

Helpful11
Not Helpful5
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May 17, 2020
Not a Bad Card
Credit Karma Member

I have not had any problems with this card at all. I got approved for how much I had in my bank account so that was astonishing. Rewards are decent and I’ve seen reviews saying the don’t approve charges in the beginning although the first day I activated my card I bought a French Bulldog without any sort of problem. Overall, I’d say if you are banking with U.S. Bank they will most likely approve you and you will occur less problems.

Helpful4
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May 08, 2020
Horrible service
Credit Karma Member

Do not ever bank with U S Bank. They have the worst customer service. Can't wait for this business to go out of service. So much for the 5-star service slogan. Left hand does not know what the right hand does. The banker can not provide any credit card support whatsoever. You always have to call a customer service number and for any document exchange use fax or mail. They do not check their fax or confirm if they received your fax. Horrible bank! Glad I am not in their clutches anymore.

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May 04, 2020
Stay away
Credit Karma Member

Offer was not what I got. Called and they said that it can't be fixed. There are way better offers out there.

Helpful14
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Mar 17, 2020
Decent Rewards from a horrible bank
Credit Karma Member

The rewards are alright, but they're largely unwilling to raise credit limits to any reasonable amount. It makes it almost impossible to use when a few purchases on the card will give such a high credit utilization that it harms your credit score. I'd suggest finding a bank that's more willing to raise credit limits.

Helpful23
Not Helpful2
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Mar 01, 2020
It was like bait and switch.
Credit Karma Member

Got approved however they gave no 5% rewards benefit (ignoring the measly ~2k credit) so it's lying in sock drawer. Think if I recollect I applied after seeing the ad on credit karma and it indicating good approval odds. Bit disappointing.

Helpful27
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Feb 17, 2020
Trash
Credit Karma Member

Trash

Helpful21
Not Helpful51
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Feb 16, 2020
Credit Karma Member

US Bank is probably the best bank I have been dealing with, the customer service is very helpful and knowledgeable, annual credit limit increases. As for the this card, most of the categories are very useful and can be used daily or at least monthly. I was approved after applying online and got the letter with a very generous credit limit. The credit application is being processed by real human being who looks at your credit report, which is a great thing in my opinion.

Helpful42
Not Helpful6
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Feb 15, 2020
Credit Karma Member

One of my first CCs, always use it more than my others. Having the ability to pick your own categories, every quarter, is great and the app is arguably the best of all my accounts!

Helpful24
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U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card


These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.

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