I used to be a lendup customer (payday loan) and was offered to open a credit line via mail. I used to have bad credit at 560, this is the only card that gave me a chance. I started out at $300 credit limit, they increased it to $600, and now it is at $2000. I pay it on time and keep the balance low. My optimization also improved because they have increased my credit limit. My score improves everytime they gave me an increase. Thank you so much! My credit is now at 699, slowly but surely and it kept me away from payday loans for two years! Thank you so much! I highly recommend!
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WARNING! This will disqualify you for the no annual fee card that you will probably be "pre qualified" for soon after you recieve your annual fee card. While they did let me close the account without paying the annual fee they said I was barred from every getting one of their cards again. They will not let you switch to the 0 fee card. I got an offer from Ollo for a 0 fee card and they gave me about double the credit limit that Mission had given me.
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