Citi ThankYou® Premier Card

Approval Odds

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5.0 out of 5 stars
1 Review

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 15.24% - 24.24%* Variable
  • Annual Fee $0 intro, $95 after first year
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.24% - 24.24%* Variable

Our Take

If you’re looking for credit card rewards, the Citi ThankYou® Premier Card is a pretty appealing option.

What to Like

There are a lot of ways to earn rewards here. Spending $3,000 in purchases in the first 3 months can net cardholders 30,000 bonus points. Cardholders can also get 3x points on travel purchases, including gas, and 2x points on dining out and entertainment purchases. The Citi ThankYou® Premier Card also comes with no foreign transaction fee.

Look Out For

There’s a $95 annual fee, though it is waived for the first 12 months. There’s also no intro APR on purchases or balance transfers.


These reviews were written by current and former cardholders in the last year.

Jul 26, 2016
Love this Card !!
RayPR1 Cardholder

This is my go to card... initially aprproved for $5,900 CL , after 6 months $7,400 with soft pull. Was approved with Equifax 762 score.

more ...
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See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Citi ThankYou® Premier Card