I am in my 50's and never had credit, I applied for this card and was approved after paying the $200. Decided to use this card for gas only and after using and paying my credit went up quickly, the first month it went up 49 points!! On the second month it went up again 3 points, which is not a lot but it went up and not down. This is my first credit card and I am looking forward to seeing my score go up. I am paying before the due date and only using for a gas card for now. I am more than happy so far and excited to see what it will be after 3-6 months. I highly recommend this as a start to gaining positive and good credit.
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