Gets the job done
It’s not a scam, but I was leery too. I got the card for my daughters 18th birthday. It’s been 4.5 months and she now has a 680 credit score. All the negative reviews are from people who are irresponsible and don’t read. The only negative thing I have to say is that when you make a payment, the available balance and payments received don’t update for a few days. Make sure you read through all the functions under your online account. Turn off paper statements so you don’t get billed for one. Use the card sparingly and set up automatic bill payments. Have a checking account so you can pay your bill. Hope this helps.
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Its just okay
Making payments is pretty bad. I made a payment on my capital one card and this card 11/30/18, both were taken out of my account 12/3/18, and only capital one updated available balance. Still waiting for this card
I paid mine in full on 11/30/18 and it was takin out of my account on 11/30/18 and still today it haven’t updated available credit
It takes 5 days to process and updates on the 6th day... a real drag but once you get adjusted to that you will budget better
Great for rebuilding
Credit score was 404 two months ago kept my credit usage under 30 percent now my score is 524 thanks open sky
How long did it take for your card to come
Best card for broken credit . No credit
So far had no problems with service
Quick credit rebuild
To keep it short and sweet, ive used 70% of my credit line and pay 30% back per month and in 3 months I've gone up 80 points with ease. They have an application that is easy to use on Android, and with the help of Credot Karma tips, I'm on my way back to solid credit after having it destroyed by my ex.
Does exactly what it’s supposed to do.
I started of with a score of 550 and have used it for about a month and a half, and made payments on time. My deposit was $250. One month later after using and making payments, my score went up to 625! Love this card and the fact that they don’t check credit score for approval. Recommend!
Bad!
I would not recommend this card to my own worst enemy. They take forever to post and update your balance. I have had this card for over a year and it’s terrible. It could take 2-3 days for your money to be taken from your bank. Once they take out your money it will take anywhere from 5-10 days it to post on your balance.
Horrible
Don't ever try to quit working with this company. They're rude, they hold on to your deposit for months. This company did nothing that they were supposed to do for me.
So Far, So Good!
I applied, got approved and received the card in about ten days. As soon as I got the card, I created an online account on their website, then I made a payment and everything went as expected. Yes, it took 5 days for the payment to be credited to my account but that's fine. I applied for a Primor secured CC the same day as OpenSky. Since receiving both cards, both have been reported to the Credit Bureaus and my Experian score has improved by 30 points. I didn't get either card to use for shopping or anything else. They're strickly for having positive entries on my credit report and raising my score.
Hi which card took the quickest to raise your score? Thanks.
I Love You OpenSky
This Card is amazing, all the bad reviews about this Card is A Lie, the application is very easy and fast, they approved me within a week even though I have the worst possible score ever. I got the Card by mail after I got approved within 5 days. Their app is so easy and simple to use, I linked my bank account with OpenSky and I just pay with a push of a button and it takes 2 days for OpenSky to take the money from my account .They report every month to all 3 creditors. I was so scared when I read the reviews about this Card before I applied but it trun out its Lie reviews. This Card gave me hope again to build up my life and start working on my score. I love my OpenSky Card, and Thank you so much for approving me.
Great card for building your credit!
Great card for building or rebuilding your credit. Has an app that makes things simple to pay Bill's and check your balance. My score shot up 100 points in just 3 months of paying on time.
Really? 100 points??