ok so i had this card for about 8 months now, it really brought my credit score to the 800s. i finally decided to close the account because it was a secured card . i paid off my balance which was only $25 (i only used the card for gas) they told me i would have to wait 4-6 weeks for my deposit which was only $200. i received my check today 4 weeks later, it came right on time. Now the only reason i closed this account is because i open up a checking acct with Wells Fargo and i got a WF Credit Card in the mail?!? CL 1,500 i was like whoah they automatically ran my credit so i kept it . i had the card for 4 months (Still Rebuilding) ppl lol. i felt a little happy with my deposit i got back from Open Sky so i applied for a Walmart CC (The stories ive heard about them) back in Nov 14' i got the 7-10 day messaged so i was a lil discourage so i took a chance. before i can lift my finger off the send button I saw a big congratulations!!! CL 1,200 i thought ill apply knowing Christmas is right around the corner.
So the Moral of my story is that this card can help you less than a year as long as you do what u need to do. ok im done good luck folks.