Citi® Double Cash Card Reviews

Citi® Double Cash Card Reviews
Approval Odds

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3.7 out of 5 stars
97 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3.5 5

Card Details

  • Balance Transfer Intro APR 0% for 18 Months
  • Balance Transfer Regular APR 15.49% – 25.49% Variable
  • Annual Fee $0
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 15.49% – 25.49% Variable

Most Helpful Positive Review

May 27, 2019
Free cash, no fees, just pay it off!
RipVanW75 Cardholder

It's simple.  I pay this card off every month to a zero balance. I get 2% cash back on everything I buy.  I use this now instead of my debit card entirely, and my annual cash back is well over $500.  I also used it when they offered a zero percent promo on a balance transfer, paid that off within the 15 month promo period, so again, zero cost to me. 

If you complain about their high interest rate on balances, you're doing it wrong, but I understand not everyone can pay the balance off every mo. In that case, get a card with a very low interest rate.

My credit limit went from $1500 to $3000 to $7500 to $15500 to $20000.  I've had the card for 4 yrs.  Website is super easy to navigate, online payments are processed instantly, and I've had no issue with their call center resolving any problems.  Overall, I am very satisfied.

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Most Helpful Negative Review

Oct 06, 2019
Has ups and downs
paturner Cardholder

I've had this card for 3+ years. Average $4000 a month. I love the 2% back on my charges. Dislikes: they cancelled the rental car protection and warranty protection and who knows what else? If you simply want cash back then this is your card. If you want extra stuff like a low interest rate, rental car protection, then go to another card. 

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These reviews were written by current and former cardholders in the last year.

Dec 13, 2019
Very Happy

I have about 1 year and 5 months that I started building my credit with a 684 Transunion and 688 Experian I receive a mail that I was pre-qualified for this card but in CK I have fair approval odds but I decided to apply and I got approved by 2000 credit limit this is m first card having more than 1000 dollars I'm very happy and very exited to use it to see how the cash back works! Thank you Citi Bank 

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Dec 08, 2019
Easy application, great starting limit!
victoradewunmi Cardholder

Today I applied to the Citi Double CB card after having very good approval odds accoring to Credit Karma. TU - 708 and Equifax - 775. March 14th of this year my score was a 601! After focused effort on my credit and two new Capital One cards, I can finally say I am taking my credit in the right direction. Capital One started me on the QS 1 with a 1500 limit and after 5 months increased it by 3000 to 4500. Still focused on buidling my credit activity, in October I applied to Capital One's Journey Student rewards card (even though I am years removed from being a student) and was approved for a 3000 limit. So far things are going well. I called Capital One to see if I qualified for an upgrade. I have a goal of minimizing my annual fees. The QS1 had a $39 annual fee which requires me to spend on it just to break even! Good news, they upgraded me to the Venture One card and let me transfer my total cash back rewards to the Journey card so that I would not lose my $113+ in cash. Now I have a new every day spend card in Citi! I would caution though that you apply to the Citi card on their actual website because the CK app timed out and I didn't get to create user ID or get my card number info. Overall I am looking forward to this card and I will provide any updates as I continue to use it. Oh and I searched online for typical starting limits for Citi Double Cash cards, I wasn't looking forward to alot but they surprisingly approved me for a limit of 6900!

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Dec 06, 2019
Super simple super easy cashback card.
Theateteus Cardholder

It's no frills and doesn't have the best cashback in any one category but it's a staple card for when you don't have a card at hand with a better return.

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Dec 04, 2019
Angbaby1 Cardholder

I have a fico score of 727 and was only approved for $500 CL . What are the best credit cards for higher credit limits with my score?

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1 Reply
Dec 08, 2019

How much you're approved for isnt based solely on your score.. if you dont make enough money you wont get approved for more

Nov 27, 2019
xyz411 Cardholder

Excellent card, I don't know why some are fussing.  You buy something (1% cash back) then in the next day or so, log on and pay that item off (1% cash back for paying it off) and there's your 2%.  I will not use this card travelliing internationally as there is a 3% foreign transaction fee, however there are other options for that.   If you can pay your balances in full and know how to manage your finances, then this card is well worth it.  

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Sample Size: 585
Data Created: February 02, 2015

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Citi® Double Cash Card Reviews

Citi® Double Cash Card