Awesome card... Got grandfathered in so I get to skip the yearly fee. Even with the yearly fee if you use it enough you will definitely make your money back. Started with a 10k line and combined all my other Cap one cards to this card so the line is currently just north of 45k. It's extremely easy to combine lines through capital one... Redemption is easy, the rewards show up quickly, just overall a great card!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.74% - 25.74%* Variable
- Annual Fee $0 intro, $95 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.74% - 25.74%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
The card has attractive bonus categories and an easy to use mobile app. To call the customer service inconsistent at best, is as much of a compliment as I can muster. I highly recommend pursuing other dining cards from issuers with attentive, consistent, and knowledgeable customer service agents. I have two of these cards (because of the attractive sign up bonus). I would recommend seeking alternatives in case you should ever run into an issue where you need to count on the issuer. Other cards that have replaced these in my wallet are the Uber Visa and Amex Gold cards. Head and shoulders improvements in customer service experiences.
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