Capital One® SavorOne℠ Cash Rewards Credit Card Reviews

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Approval Odds

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4.3 out of 5 stars
63 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5

Card Details

  • Balance Transfer Intro APR 0%* for 15 months
  • Balance Transfer Regular APR 16.24% - 26.24%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* for 15 months
  • Purchase Regular APR 16.24% - 26.24%* Variable

Most Helpful Positive Review

Aug 01, 2018
Approved with good limit
More8765 Cardholder

I was approved for $10,000 with a cedit score of 691/702 and Chapter 7 bankruptcy of almost 4 years. I have very low credit usage on my cards. Recieved this card in 5 days. Have not used it yet, but with two grown children at home I go to the grocery store a lot so this card will be great for me!

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Most Helpful Negative Review

Jan 15, 2019
Approved for $1k limit with 730+ scores
StebanM Cardholder

I applied for this card, but was approved with a 1k limit.  My scores are 730 and over for all 3 credit bureaus with 100% on-time payments on everything.  I took Credit Karma's suggestion on this card, but extremely disappointed with the limit, as I have other cards with $6k - $18k limits.  Think before you apply!

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These reviews were written by current and former cardholders in the last year.

Jul 17, 2019
Great benefits and high limits
SurferT Cardholder

Was approved wit 660TU, and offers great benefits and now MasterCard offers included Cellular Wireless Protection which is amazing.  Really a fantastic little card!

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Jul 17, 2019
Serves my spending needs best.
CadillacDan Cardholder

Application took approx 15min thru CK with 800 score, <5% credit usage, & perfect on-time payment record. Been using Chase card for all groceries, entertainment, Amazon, etc @ 1%. I charge everything & pay statement monthly. Approved instantly with 10K limit. Best rewards for bar/restaurants(3%)& groceries(2%), no annual fees. Customer service very helpful & CapOne app is excellent.

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Jul 17, 2019
lowbhz Cardholder

I've gotten so much cash back, that I can't remember how many times I've put the rewards towards lower my account balance. The $150 was mine, as soon as I hit $500 (car repairs), and the money continues to add up wherever I use this card.

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Jul 16, 2019
Savor card
dl1104 Cardholder

My credit karma score is a 801 I applied for this card they gave me $10,000 limite so far had it for 3 days and my score went up to a 805.

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Jul 13, 2019
Good bonus
collver Cardholder

I applied for a Chase Sapphire preferred and the Capital one savor card within 2 days of each other. Chase gave me 6700 and cap one gave me 1000. My scores were 750 across the board. While the limit for the savor was low, the bonus was easy to get, hit the min spend in the first month. Hopefully after the first 3 months they raise my limit to a more useful level.

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Jul 09, 2019
jessicadobbins Cardholder

I love this card! They start you out with a high credit limit and they also give you credit increases. Most cards like Barclay won’t and don’t give you a high limit at all like this card.

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Jul 01, 2019
Nice to have if you buy work meals
Missminiparker Cardholder

I take employees out to eat, love the 4% back!

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Jul 01, 2019

Thats great but if your getting 4% back you have the Savor card these reviews are for the Savor one card that has the no fee and 3% back. Perhaps they should change the color of the card it gets confusion between the two.

Jul 01, 2019

Some people are grandfathered in, including myself and get 4% on dining and entertainment but without the $95 annual fee. Also, you can change the design of the card on the website. My card is black. You can even get a custom design.

Jun 30, 2019
No probs. Great so.
Gentleman123 Cardholder

I've had this card almost 2 years and never had a problem with it. Good limit give credit score. I think I had about 640 score when I got it, now my score is 740 per CK. I charge about $500 and pay it off every month. Android app is great. I use it for both my Capital One cards. Easy to switch between. Very simple and straight forward. Takes about 20 sec to pay my bill each months. Much better than my Citi card. And don't get me started on Chase.

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Jun 22, 2019
Great card to have
chiefofsf Cardholder

I applied and received a $6,000 credit limit the $150 was applied as promised and the cashback is applied as promised this is a great card to have in your wallet

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1 Reply
Jun 30, 2019

Is there a way to track the bonus? I can't find anything in writing other than here and the capital one site. Do I just spend 500 and hope I get it?

Jun 21, 2019
Excellent card
Tiffinya Cardholder

Applied even though CK said poor credit score 698 got approved for$5000 CL. This is by far my favorite card for everyday use.

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Capital One® SavorOne℠ Cash Rewards Credit Card

63 Reviews
Cardholders' Choice i