PNC Bank Reviews

My loan was purchased a year ago and PNC is the worst company I have ever worked with. Customer service does not incldue mortgage loans on the weekend. Unable to access my account. DO NOT USE PNC FOR MORTGAGE SERVICES.

I just left my PNC branch and i have never been so furious in my life. I have had numerous issues with their practices as far as negative balances. Not one has actually been my fault when I actually get them to listen to me. Over and over people have told me to get out of there and i didn't listen. Now I guess it is my fault because i believed from the past that they would make things right. I can only wonder how badly they rip off other seniors and disabled people that are on fixed incomes. I have an automatic deposit that goes in every month. As soon as it goes in my car insurance comes out. i used to leave the balance there but the last few months i had medical bills, so i had to move the balance to my other account. I just round the figure out to an even dollar. this past month however, their service charge of $7.00 caused that check to bounce by $6.03. I'm sure they sent me a notice at some point but because its not an account that I deal with on a regular basis, their mail got put in the pile of unimportant. Banks are always sending you stuff that's a waste of time even opening the stuff. At the end of the month I take a day to go through everything and low and behold i come across their notice that says not only did that $7.00 they charge for doing nothing cause my account to bounce by $6.03 they are charging me a total of $147.00 in fees. FOR WHAT??? They didn't do anything on those days!! I tried talking to an associate and they even tried the branch manager but they said they cant remove the fees because the system wont allow it and because they have removed fees in the past? (Yes you removed them because it wasn't my fault) In my opinion neither is this one. For probably 10 years I had my monthly check going into this account but due to the way my bills are set up to be paid now, I had to open another checking account at another bank. I had no notice that PNC was changing my account at that point because the check that I still had going in wasn't enough so they started charging me because they were getting less. Thats a great business practice! People have less money so they take even more away!! This is just unbelievable!! I'm not soe corporate company or business. I'm just one of the little people on a fixed income in a fairly small town where everyone knows everyone. Please explain to me what was even done with my account over those days that you feel that I owe you $147.00. That's half of my food for the month! So now I will go hungry eating ramen noodles which are no longer cheap so that you can rip me off for a measly $6.03 mistake that was caused by the $7.00 that you charge for nothing. If you read this, listen to others GET OUT!!!  I didn't and this is what I get. I'll bet nobody at PNC will go hungry this month!!!

At my local PNC branch I utilized  the "balance inquiry" feature on the atm. It told me my balance was one thing so I deposited the correct funds for an upcoming transaction only to find out later when the overdraft letter came it was another. I called, complained and got no where. I don't understand how their ONLINE atm can have the incorrect balance and then still stand by their overdraft fee. I kept the receipt of my balance inquiry that states what it said at the time was my balance. I'm guessing class action down the road. In short be leery of what their atms say apparently they're far behind. Ok update...just got off the phone with an awful customer service rep. I forgot to mention I called also earlier in the day and checked my balance. everything was fine around 7pm eastern time. I deposited the money at 1am eastern. The rep told me the check went through @ 11pm east so when I called at 7pm I was correct in what I thought my balance was. I asked the rep why was there no "pending transaction alert" they said there isn't one for checks. ok, that explains the phone automated service, why did the atm tell me everything was in order and post EXACTLY what my balance should've been @1am then? they said their atms must not have updated yet. So in the 2 hrs it took from check posting (under all radars) to me depositing the sufficient funds their atm couldn't see it but their overdraft fee mechanism sure caught it quick. I called my huntington bank and they said they give me 24hrs forgiveness for any transaction overdrafting my account for free. just an fyi. 

Don't do business with them

PNC reported two late car payments on my car that was totalled in an accident. My insurance company did not follow through properly to pay off my car loan. PNC took that opportunity to report the payments as late and ruin my score. I will never bank with them again.

This has to be the worst ****ing bank ever! This **** show of a financial institution thinks it's cute to charge astronomically large overdraft fees even though deposits come through on the same business day. Really, you mother****er? Go screw yourself, you son of a bitch!

This bank loves to charge you overdraft fees even though there are funds in your account. I question how you can have a deposit and fees charged on the same day?!?! Going elsewhere with my money.

I've been a PNC customer since they bought my previous bank about 7 or 8 years ago. I have multiple checking and savings accounts with them and a credit card that I opened with them directly. 

Over the years, PNC has gradually rolled out various changes to my accounts, lessening the perks and benefits and upping the fees and potential to incur charges. 

Customer service? Not so much. If I use a teller, they charge me. Beyond that, the phone "customer service" is a cluster F. Poor training. What should have been a simple request turned into multiple lengthy phone calls, disconnects, conflicting and misinformation from one agent to the next, and in the end, when I thought the issue was taken care of, it turns out it was not, resulting in more time and expense on my part.

Rather than make the situation right, PNC escalated my call to a representative who tried to up-sell me another PNC product/service. Ridiculous. 

This is the latest of several frustrating experiences over the years. Meanwhile - just a few days ago, I received yet another letter from PNC notifying me of more new changes to my checking account. More "no longer offering X" and more hoops to jump through or I will start paying additional monthly account fees.

As much of a pain as it is to switch banks, it's past time that I do it. PNC has been an unbelievable frustration for the last time. #ByeFelicia

0-star review.

Do not apply for a loan of any kind there

I've been with PNC for a couple of years now, and I LOVE them. Very happy. I have their digital wallet accounts, set up as 3 separate accounts. One is for long-term savings, one is for spending, and one is a reserve account for purchases coming it. It has made organizing my budget SO EASY.