Im not one that add reviews, but I would like to add my personal experience with Capital One. I would like to disagree with the member that stated having a secured card was not an option to go. Well I applied for a secured in Dec with a total of $300 and in 6 months of paying my bill on time, my credit score was raised by 79pts and my secured card turned into an unsecured card with a $600 cl. I truly can say I am really glad i chose that option.
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Capital One has the worst customer service. Their representatives are plain obnoxious. They close accounts because of fraud and cannot even tell you what exactly happened. They ask you for documents which they do not review. I have never had issues with a credit card and I will be closing this one shortly.