Springleaf (now OneMain) was the only lender that would even consider re-financing my truck let alone giving me cash out to consolidate other debts. My score isn't all that good and Springleaf was able to help me.
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As of right now I have 7 hard inquires from them on my credit report. Everytime they would call me about refinancing, they were doing a hard inquiry, WITHOUT asking me! I am fighting to have these removed. I am improving my credit score and once I have it to a good place, I am immediatly getting a consolidation loan to get away from them and out from under their 60% interest!