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Will paying off open collections (>190 days past due) boost my credit score?
I'm trying to get everything together enough to buy a house in the next 1.5-2 years. My credit score is 566-568. I have a few things on my report that I'm curious about, if I pay them off within the next 10 months, would it be possible to get a mortgage.

Passed Due
1) A car that was repo'd that is $5500, that the last payment was in 2013.
* It also lists as 'closed'- I'm really confused with this.

Collections (open)
1) Medical bill $750 (1/14)
2) Phone bill $350 (12/13)


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