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Will paying off debt hurt or help my credit score?
I have a secured credit card and I have started to pay off my balance with each paycheck so I do not get caught up in the due by or reporting day. In addition, my student loans are in deferment and I am paying $10 a month towards reducing my overall balance with them. My question is "am I going about fixing my credit the correct way or will these steps that I am taking actually hurt my score?"

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