Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Tidewaterfarm

0 Contributions
0 People Helped
Why don't I have a score of 850 ( or at least over 800) ?
I have a 30 year history of always paying bills on time. I now don't owe anyone any money ( cars and house paid, no loans although had them in the past and paid them off ), have a credit card I pay in full each month, and a bunch of money in savings. Yet my score is only 771? What gives? Do I have to owe money to be more responsible???

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.