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Creditinfantcy

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Why credit score is so low????
I just opened my first credit cards. I have a Discover $1200 limit, Cap 1 $500 limit and Kohl's $300 limit. All were opened within the last month. I am brand new to this and had too many hard inquiries put on my report. Also, I used the available credit for Christmas and am paying them all off in January. My credit score when accounts were first opened was in the 800's and now it 627. Why did it go down so low so fast? Isn't it ok to use the credit limits as long as the balances are not carried over month to month? Also, once they are paid off, how long will it take for the score to go back up? Thanks to anyone who can help!

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