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When I retire I will be exempt from paying my student loans. How will that affect my credit?
I am starting to collect Social Security, I have cut back to only working 4 days a week and am still making too much for SS, when I cut back to 3 days a week I will be working less than 30 hours/week and be exempt from paying back my student loans. Will this show up as a positive or negative on my credit report?

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