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blahblahblahrrr

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What is the meaning of "Inquiries are a factual record of file access?"
I ask because when a dispute is completed and the account belongs to you they tell you that the account belongs to you. Now what does it mean when they tell you "Inquiries are a factual record of file access?"

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It means that inquiry was granted based on permissible purposes and it belongs to you and remine on your report until 25th months...

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This is merely a comment on your file regarding the dispute.   Often times, persons will dispute and dispute and dispute hoping that the continous process will result in dismissal of the item.   There is merely a comment having no bearing on the credit score that a dispute was files and that it was detemined the entry was valid.  If you were to file a future dispute on the item as being unvalid this is a reference for the bureau of the prior status.   They are more likely to dismiss the dispute without consideration or contacting the creditor.   Thus, any future dispute will have to be on other merits (ie: date expiration.)

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