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What is "Debit Activity"? How the "Debit Activity" affect my score
There is a record said:
“One of my credit acre was reporting a balance of $0 as of Oct 3, 2014, indicating it is not in use. This account is now reporting a balance of $362. We recommend you verify that the charges on this account are legitimate."

What does it mean? Actually before close data of the card in last month, I pay all so that the balance is 0.

Can I file a dispute case?

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