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Posted in Auto Insurance
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Question By
leonrodgers

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0 People Helped
What is a good auto insurance score?

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My score is too low.

Helpful to 8 out of 9 people

My auto score is 888. I know it's 'good', but I never have accidents, or speeding tickets, or anything. I live in a very safe neighborhood, I park in a garage,  and my yearly mileage is below 2000. This is BS.

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Reply by
Ladel90

53 Contributions
19 People Helped
Helpful to 2 out of 12 people

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for over a year and 8 months and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend 90creditspecialist @ g m a i l . c  o m. He is a genius, get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy...He deleted all the hard inquiries, BK on our credit report and then proceeded to improving our credit score to the early 800’s 

9 Contributions
157 People Helped

Auto Insurance Score Ratings

Helpful to 118 out of 168 people

Credit Karma's free credit based Auto insurance score comes directly from TransUnion (TU). I purchased my score direct from TU and it matches what CK lists. Listed below is an approximate rating breakdown by category [score range 150 to 950].

TU Auto insurance score .... Category Rating

895 and above .........................Very Good

860 to 894 ............................... Good

825 to 859 ................................ Fair

760 to 824 ................................ Poor

759 and below .......................... Very Poor

My Auto insurance score is 902 (from CK and direct from TU). For comparison my TU Fico 8 Auto enhanced score was 897 [range 250 to 900] and TU VantageScore 3.0 is 833 [range 300 to 850]

Note: credit based Auto insurance scores do not consider driving record or prior claim history. Insurance companies look at those factors and your zip code location to develop a composite risk score for determining insurability and premiums.

Reply by
mercedes93

8 Contributions
37 People Helped
Helpful to 29 out of 44 people

BS

Reply by
AECMHJR

1 Contribution
77 People Helped
Helpful to 77 out of 97 people

Your auto insurance score is not correct. Please see below... 

Smart Credit’s auto credit score range is between 350 and 850:

Great or Excellent

775-850

Good or Very Good

685-774

Normal or Average

615-684

Below Normal or Poor

515-614

Bad or Very Bad

350-514
 

Reply by
MichDolly77

2 Contributions
54 People Helped
Helpful to 51 out of 65 people

Credit Karma says my auto insurance score is a 781 and I've never been in an accident nor had any tickets, I have a perfect driving record《knock on wood》. SO, why would that be labeled as a "poor" score? I agree with Mercedes93, sorry but this sounds like BS to me.

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Reply by
Vlanson

107 Contributions
72 People Helped
Helpful to 1 out of 4 people

I’d like to share my story too. Just a few weeks ago i was homeless, i was jilted by my online lover. and he had robbed me of everything i had. By the time i realized i was being played, my credit score was already 458 , i had an eviction on my report and a large debt on my credit. I was on my way to the little corner behind the store where i normally sleep when i saw a fellow homeless person who i met some days ago and he was looking so changed and successful. I immediately began to beg him to tell me how he made it so fast and because i had told him my story when we previously met, he understood my problem and gave me the contact of the hacker that helped him. i contacted the programmer (ex FICO and Experian agent) and he fixed my credit, raised my credit score and cleared all negative listings on my credit in less than 9 days. I would have kept quiet about this, but i won't be able to forgive myself for not helping people who are in terrible conditions like i was. "gmorrison741 @ g m a i l . c o m" is the programmer's email address. I wish you good-luck. Y’all can thank me later.

Reply by
ARH0987

4 Contributions
2 People Helped
Helpful to 1 out of 1 people

Directly from Transunion website: "Not to be confused with credit risk, insurance companies use your auto insurance score—also called a credit-based insurance score — to determine the likelihood that you’ll file an insurance claim. How good or bad your credit is factors into your insurance score. Even more than your driving record, studies have shown that drivers with the worst insurance scores are twice as likely to have an insurance claim as those with the best scores. Typical [auto] insurance scores range from 200 to 997; a good score is usually around 770 or higher. If your insurance score is low, that means that you’re potentially a higher insurance risk, and that you may end up paying a higher premium each month. If your score is high, then it’s saying you are a low-risk customer, so you’re likely to pay a lower insurance premium. That means that having a good insurance score can save you money — and it’s worth the effort to strive for having good credit."

Reply by
Toolman691

1 Contribution
0 People Helped

If the score range is 150-950, why have such a wide range if 759 and below is very poor? Why not have a range of 750-950?

1 Contribution
1 Person Helped

Auto Insurance Score Benchmark

Helpful to 1 out of 1 people

What is a Good Insurance Score Range? What is a Bad Insurance Score?

A lot of people wonder, what is a good insurance score? The answer is, once your claims filing history and your credit score are obtained by an insurer, they are combined to generate your total insurance score. This number will range between a low of 200 and a high of 997.

Insurance scores that fall into the range of 770 or higher are typically considered to be good. Conversely, a poor insurance score is considered to be any number below 500.

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Reply by
Ladel90

53 Contributions
19 People Helped
Helpful to 0 out of 4 people

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for over a year and 8 months and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend 90creditspecialist @ g m a i l . c  o m. He is a genius, get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy...He deleted all the hard inquiries, BK on our credit report and then proceeded to improving our credit score to the early 800’s 

2 Contributions
2 People Helped

Helpful to 2 out of 2 people

Anything over 800 is generally ok. thats what my insuracnce agent told me.

2 Contributions
220 People Helped

Its a complete joke and totally useless

Helpful to 218 out of 347 people

My auto ins score, no accidents, no claims, no missed payments , no contact with the ins co besides sending my payment on time in full for the year, went down 47 points.

this credit karma is a joke.

my credit score is 774, but because i only have a 12 year history and a total of 2 credit cards with a balance of less than $1000 paid in full every week,they wont raise my score because i do not have a higher balance or more credit cards.

I think if i have a low balance, no missed payments, pay the cards off every month i should have perfect credit.

so lesson here is get in debt and get higher score.  Dumb, dumb, dumb !

Reply by
orca54

1 Contribution
109 People Helped
Helpful to 109 out of 161 people

Your insurance is based on your whole credit report. If you have a low credit score, your auto insurance will be high. The only way to get a good ins premium is to raise your credit score, then your score will go up on your auto insurance score.

Reply by
honestgal1

2 Contributions
30 People Helped
Helpful to 17 out of 33 people

oh i agree 100%

Reply by
zephyr823

4 Contributions
127 People Helped
Helpful to 77 out of 112 people

Agreed! Its so frustrating but we have no choice but to play the game. My credit score is average and I still cant get good rates. My husband has a very poor credit rating. 500! He was given a car loan at 3.8% WHAT IS THAT?!

Reply by
crazyhorse1973

3 Contributions
19 People Helped
Helpful to 3 out of 4 people

Your post is another piece of clear evidence that if you are chasing the american dream using credit you are goingto get burned. The only way to get credit is to stay in debt paying outrageous interest rates and yearly fees for the "privlege" of having some pinhead in a suit that cannot think for himself look at a piece of paper to tell whether you are a deadbeat or not. Not for me... I don't need credit and I don't want to play their game.

Reply by
jasondpruitt3

1 Contribution
2 People Helped
Helpful to 2 out of 2 people

Your Credit score depends on your credit worthiness. That includes if companies lend to you will they make money. If you pay to quick or do not have enough credit available that negatively impacts your credit, because companies realize they will make a minimum amount from you. Therefore, your credit is impacted negatively. If you use a fair amount of credit and pay on time keeping your debt below 30%, your credit worthiness goes way up. 774 is not bad at all, but if you want it in the 800s get one or two more Credit Cards to use once or twice a year then pay off and let them sit till the next year. your credit will sky rocket.

Reply by
Veeman210

1 Contribution
3 People Helped
Helpful to 3 out of 3 people

Same here, no missed or late payments, credit cards paid off in full, no insurance claims...score in high 600...should be near perfect score.  I agree, a joke!

Reply by
traviesso

4 Contributions
23 People Helped
Helpful to 2 out of 2 people

On top of that, they have never been accurate.... It really is a joke.!!!!

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Reply by
ernestf01

119 Contributions
1333 People Helped
Helpful to 2 out of 3 people

nah open more lines of credit and float the balance. every 2 years a hard hit falls off. so when 1 falls off pick up a store card or something you would generally pay cash for let its balance register then pay it off. Your age of 12 years will split per new line of credit. But after carrying a bad card for about a year drop it into your closed line bye consumer which stays for seven years. Its not you need to be in dept its that you only got two cards. high scores is like juggling 20 things at once

Reply by
450bushmaster

1 Contribution
0 People Helped
Helpful to 0 out of 1 people

Credit karma has nothing to do with "your"credit score. So. How are they a "joke" ?

Reply by
LastOfUs

1 Contribution
2 People Helped
Helpful to 2 out of 2 people

actually, I have 13 lines of credit, total of 16k in credit and they say the same thing. So don't buy into it. I just paid off all my credit cards with a loan and its estimating my score to be 756. I have 7 years of credit and no missed payments. In maybe 1 more year my 3 inquiries will drop and my score will go up. I have driven for the last 6 years and never had an accident and have always had insurance and now insure 3 vehicles and my score for insurance is a joke. So I'm in the same boat. This site is telling you to get more cards because that how they make money. They get a kick a for approved cards and loans. I just got a 6k loan and 240 was taken out as a "fee". I later heard a radio offer a loan on the same site and you would get a $50 visa card. Its all a game for them to make money.

Reply by
skippy65

1 Contribution
21 People Helped
Helpful to 21 out of 29 people

I learned from Capital 1 that bought up Orchard Bank credit cards that when they reveiw your account, all their info is based on your score and history at the time of issueing the card, not your current status or history since the time you got the card. Long story short...get current cards with no annual fees and it will be based on your current status, and cancell the cards with small credit limits, ie, $1000 or less. You will take a temp hit on your score, but in the end you will come out on top. I did this, got a Discover Card, took a hit on my credit score for a couple months, and got a card with $3000 limit. I managed it the way you do, and in 18 months it it up to $5500, and my score goes up regularly.I had a score of 756 when I got the card, and on my last statement it was 802.

Reply by
SunshineAndRain

1 Contribution
2 People Helped
Helpful to 2 out of 4 people

Painful, isn't it?

I have 30-40 year credit history and utilize 1.5% available credit. No missed or late payments. Pay all cards in full every month. No mortgage. No car loan. No nothing! As you said go into debt and get higher score. Dumb, dumb and dumber!

Craziest thing I ever heard...EXCEPT right after my husband died unexpectedly my score dropped 62 points and I was well into the 800's. I continue to do everything financially as I did before.  Ima thinking sexual discrimination.  I doubt a MAN would suffer the same effect if his WIFE had died.  Makes you think, doesn't it?

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Reply by
jan731

17 Contributions
6 People Helped

I am in the process of rebuilding my credit, first my payment history was bad, not it is excellent but they won't raise my score, now they say not long enough credit history,10 uears which it is much longer but I guess some disappeared, I paid down a balance Oma revolving account lowered my score 2 points my FICO and the rest I don't trust ,I think they love to jerk around people trying to get in good standing credit wise, a big game that I am sick of

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Reply by
jan731

17 Contributions
6 People Helped
Helpful to 0 out of 1 people

nationwide gave me an excellent rate although Credit Karma says my insurance score is poor, don't think this insurance score means anything

Reply by
deadpen

4 Contributions
7 People Helped
Helpful to 0 out of 2 people

Well you don't have to get deeper in debt, you have to manage what you have. There are different reasons for your credit but for your extended credit you need to keep 2% to 20% on your cards. 0 is bad for some reason but 2 is  idea, don't know why but I played the game after coming here and brought my scores up 100 + points. New cards hurt your score, keeping cards open for years helps your score, having 21 or more loans (hopefully closed) in your history helps. If you get an increase on your credit limit for your cards then your score will go up. 

Now don't go running out getting as many cards as you can cause opening up cards destroy your credit and you won't see good effects for 7 years or more. Credit is a game and you just have to play along. 

As for auto ins score..............I don't know. I have nothing on mine and 100% on time payments but have a poor rating (highly likely to make a claim). Don't know if this is because I swiched but it still wasn't that great when I had my other ins. Plus "exsperts" say you pay too much if you have the same ins. co. for more than 5 years, so you should jump from one co to another?!? The auto ins score is a joke, along with the house ins score.

Reply by
bbranch22

1 Contribution
0 People Helped

1 is the best insurance while 50 is the worst and it is totally dependent on your credit and insurance history (how long you've maintained w/o lapse)

Reply by
pzero24

2 Contributions
12 People Helped
Helpful to 2 out of 2 people

Credit Karma scores are normally lower than the scores I really get from the credit agencies, so I'm not complaining. They are not only looking for how many credit cards you have. They also take into account the diversity of your accounts. Only people with a few credit cards, an auto loan, a mortgage, and a personal loan will get a perfect score. A score of 774 should make you more than happy anyway. I was told I could qualify for any loan that I could prove I could afford with my income after just a score of 750.

Reply by
Thomas2Thumb

9 Contributions
157 People Helped

The CK credit based Auto insurance score comes directly from TU. I paid and got mine from TU to check against CKs free score - exact match. Credit based Auto insurance scores do not consider driving history or past claims - it is only credit based. Insurance companies use the other factors along with your credit based score to come up with a composite risk that is used for determining insurability & premiums.

Below is a general summary table on TU's credit based Insurance risk scores. Range is 250 to 950. A close approximation of rating category by score range is:

TU Auto Insurance Score ... Rating

895 & above .......................... Very Good

860 to 894 .............................. Good

825 to 859 .............................. Fair

760 to 824 .............................. Poor

759 & Below .......................... Very Poor

My Auto insurance score (both from CK and direct thru TU) is 902. For comparison, my TU Fico 8 enhanced Auto score is 897 [scale 250 to 900] and TU VS 3.0 score is 833 [scale 300 to 850].

Note: Auto insurance risk based scores view bank cards favorably in scoring but factor store/retail cards negatively. Another factor in insurance scoring is average CL. The TU model has 3 tiers for CL [higher the tier, more positive the effect on score]. They are: a) Less than $3000, b) $3000 to $8999 and c) $9000 and above.

Recent credit applications 9both age and quantity) can severly hurt Auto insurance score.

Reply by
riddler929

1 Contribution
0 People Helped

I worked at a credit and collections agency and the reason why people in your same situation never have "perfect" score, it's because  creditors wanna know that they are spending money and will make money. If you buy buy buy and spend it every month, the creditor will monitor you to ensure that they either A. Will make some money or B. Watch you have to spend much much more money. Up until January of 2015, I never let my cards have more than a $200 limit. Once the limits went up, so did my score. But I also tried to make sure that me becoming a risk never happened. 

Reply by
justhelping

1 Contribution
0 People Helped

Yow can not have credit if you are not in debt.

Reply by
damnit1

7 Contributions
7 People Helped

Enter Your Reply

agree

Reply by
Lavdi

1 Contribution
0 People Helped

Ding ding ding ding!  Bingo!  

Thank you for the blatant honesty.

Reply by
mpm3710

1 Contribution
0 People Helped

I totally agree with you. I don't understand why they think that being in more debt but showing you can pay them on time and keeping them open for long credit history should matter so much. It is like saying that the guy that can jungle 3 balls in the air is rated good, but the guy that can jungle knives is bettter because there is more risk of danger so he is great.. We should be rewarded for being responsible with our debt not rated down for it.

Reply by
maneyla

1 Contribution
0 People Helped

Thats actually false and you should look into the real reason your score is so low; your credit score does NOT, I repeat does NOT, reflect your auto insurance score, for example, I have terrible credit score, its 547 as of now and my auto insurance score is 850 so... if it reflected on the individuals credit score I should by default have a poor auto score correct? yet I dont.

My Auto insurance score is excellet while im working on my credit score still at mid 500's.

I just wanted to clarify this because it seems like alot of people are being mislead by your wrong conclusions.

Thanks.

Reply by
Dzam5340

1 Contribution
0 People Helped

your right ,it is a joke,  but its a game you have to play if you want good credit 

Reply by
SideShow09

1 Contribution
0 People Helped

The sad thing is its not credit karmas fault.  Its the world/government/who ever the hell that's in control.  They make a scoring system that's not monitored or controlled that effects every financial aspect of your life.  And, if you don't play the system how they want you to, your financially hit for it.  Sounds like another control system to me.  We need to band together and stand up to this shyt!!

4 Contributions
169 People Helped

good or bad

Helpful to 75 out of 93 people

as for  the question asked which no one has attempted to answer is what is a good insur. score. insur. scale goes up to 1000 I think so 850 is average.

Reply by
photcred

5 Contributions
46 People Helped
Helpful to 29 out of 50 people

I am not sure it means squat.  They do what they want!!  I called my agent went my score went from Good to Excellent and asked to be re-rated.  She said it would not affect me at all.  It is still about vehicle, location, and driving record.

Reply by
Thomas2Thumb

9 Contributions
157 People Helped
Helpful to 12 out of 23 people

The CK Auto insurance score is from TU and scale is 150 to 950. LexisNexis also provides insurance companies with credit based Auto insurance scores. Their range is 300 to 997.

As mentioned in another reply, a Good = 860 to 899 & Very Good = 900 & above.

2 Contributions
84 People Helped

Auto Insurance Score

Helpful to 55 out of 79 people

I have a credit score in the "excellent" rating, and work hard keeping it that way. I have driven for over 40 years, and knock on wood, not had an at fault accident on my insurance. I've been hit a couple times years ago ( back in the 70's, 80's and 90's), but that's all. My car insurance score is very low, and I have no idea why, or even how to raise it, or where to complain about it. I asked my agent about it, and she didn't know anything about this score. That made me feel a litle better, but.... WHY and HOW is this number ascertained?

Reply by
thaddeus1

1 Contribution
29 People Helped
Helpful to 29 out of 38 people

Seniors pay more because they are considered to be in more accidents . I am 68 with a perfect driving record and have a 768 credit score, but my auto score is only good not excellent which doesn't get me the best insurance rates.  ????

Reply by
bullwinckle007

4 Contributions
66 People Helped
Helpful to 44 out of 52 people

 Talk to your insurance agent. Yes, you will have to let them catch up. It is probably not something they deal with daily. Over some years I began to scrath my head as to why I was paying such a high insurance rate. Over the years I kept looking at My CreditKarma Insurance score and it was "good". Everything on the report was great: no late payments, no bad comments, etc. My isurance is deducted from my checking account monthly and has been for eleven years, with no misses. So, I finally called my insurance company and we discussed these scores and how did I rate a "tier score" of 63 out of a possible 84. Sixty-three was considered good. The numerical score was on my insurance policy. Also was an explanation of the score. It did take the agent a few minutes to grasp what I was talking about. The agent found that my insurance score had never been updated since I began with them; eleven years ago. oops!!! This information and a review of my driving record cut my insurance in half. I went from $1600 a year for two cars, to $800 a year for two cars. Plus I enlisted in their 90 day driving survey. In other words a device records my driving patterns. I did this with both cars. I can save up to 30% if I am successful using this device. Insurance is not supposed to increase if I fail. I am passing. My line has been; check your score on your policy, see if there is any reason it does not appear correct. The score is a collection of information, including your credit score. You know your credit and driving history and whether these numbers are off. Things change and sometimes the changes don't get updated, especially if over the years you have gone from poor to excellent, as was the situation I was in. I also wonder when competing insurance companies vie to be your insurance company and they save you X number of dollars, all they are doing is reevaluating your insurance score. Most people seeking to save money on insurance for the most part are probably good drivers with good credit and longevity with their prior insurance company. The new company gives you the rate you deserved all along. My motto: "I saved $800 in eight minutes with my same old insurance company".

Reply by
RESANDLIN

3 Contributions
107 People Helped
Helpful to 12 out of 13 people

EntI have a credit score in the 800. my insurance premium for liability,uninsured motorist and medical payments. my premium for a year is about $210. Don"t think i can get one any cheaper. I am 65 years young. Don"t have a clue what my auto ins. score is or how to find it. anyone help?????

Top Contributor

Reply by
Ladel90

53 Contributions
19 People Helped

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for over a year and 8 months and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend 90creditspecialist @ g m a i l . c  o m. He is a genius, get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy...He deleted all the hard inquiries, BK on our credit report and then proceeded to improving our credit score to the early 800’s 

Top Contributor
14 Contributions
247 People Helped

Shop insurance

Helpful to 6 out of 7 people

I have learned Loyalty with any type of insurance is worthless.  I had SF for over 20 years with no accidents or home claims and it continued to go up - all while having a good credit score (good as in really good).  When I asked about it to the agent she told me not much she could do.  So i started shopping around taking m current policies iwth me.   What I find is they have INTRODUCTORY rates to get you in, then after a couple of years they start going up. So ever 2 to 3 years - I shop - and  get the lowest rate possible.   Now SF - continually sends me noticies - come back and save.... maybe one day for a couple of years - but loyality to an insurance company is not a good idea. -

My guess is they figure that pople are basically LAZY and won't take the time to shop insurance..  So give that a try.!

4 Contributions
23 People Helped

Amazing....

Helpful to 20 out of 27 people

I finally found a good car insuurance with the best coverage i could ask in the last 20 yrs, the best part is the price... and this jokers of CreditKarma are telling me that my car insurance credit score is poor...

LOL...  Good one CreditKarma ....

Reply by
songbird88

1 Contribution
8 People Helped
Helpful to 8 out of 14 people

What company did you get?

Reply by
godissmoking

1 Contribution
6 People Helped
Helpful to 6 out of 8 people

yes, what company did u get?

Reply by
schnack

1 Contribution
4 People Helped
Helpful to 4 out of 6 people

Hey, which company are you with now?

I would be curious to know.

Thx

Reply by
andyinjackson

6 Contributions
1 Person Helped

I also found an insurance company with the best coverage i could ask in the last 20 years the price was great. On my part everything stayed the same. No accidents, tickets, you get my drift. Auto insurance is only a 6 month program unlike home insurance which is yearly. When my auto insurance renewed it jumped up. I called my agent and he said because of all the losses in my state (Tn.) they raised everybodys premiums across the board. The company was The Hartford. I change insurance companys when they raise my premium and when I shop for insurance i always inform them that if i have a permium increase and my credit score is 756 i will shop for another company.

Reply by
mercedes93

8 Contributions
37 People Helped

really what car ins do u have

Reply by
mercedes93

8 Contributions
37 People Helped
Helpful to 0 out of 1 people

countrywide ins is so cheap, n still due a year payment  plan, an i don't  care what anyone  says  your ins price goes buy where you residence  is trust me driving in good faith for 35 yrs.

Top Contributor

Reply by
Ladel90

53 Contributions
19 People Helped

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for over a year and 8 months and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend 90creditspecialist @ g m a i l . c  o m. He is a genius, get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy...He deleted all the hard inquiries, BK on our credit report and then proceeded to improving our credit score to the early 800’s 

5 Contributions
6 People Helped

Helpful to 3 out of 3 people

First, I can tell you definitively that your credit rating can impact your auto premiums -- at some insurance companies. Some companies, it won't make any difference at all. Some it will. It's up to you to shop around and find the insurance company that will give you the best rate. Don't worry about your credit score - worry about your premium cost and the coverage for that cost. 

For example - and I don't know which insurance companies use the credit score to determine your rates - but I call all of them and ask how much it will be for a certain coverage with a certain deductible. Then I compare and go with who's the cheapest. 

Top Contributor

Reply by
Ladel90

53 Contributions
19 People Helped

Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for over a year and 8 months and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend 90creditspecialist @ g m a i l . c  o m. He is a genius, get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy...He deleted all the hard inquiries, BK on our credit report and then proceeded to improving our credit score to the early 800’s 

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