Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
FinanciallyAwareTeenager

0 Contributions
0 People Helped
Two credit companies unable to confirm my identity, but one was. why?
I was going though a first-time credit check as I am 19 and wanted to check on a few things. I found that only experian was able to confirm my identity, but only online. When I called to dispute something it took them 15 minutes to manually confirm me again. Now when I went to look at the other two reports, they were unable to confirm my identity. Also, I have a large number of outstanding collections (disputing the ones on experian) from when I was 14-18... I am wondering if it is possible to take legal action against the collectors who illegally tried to collect and in turn wrecked my credit?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.