Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Paying Your Bills
Profile Image

Question By

0 Contributions
0 People Helped
Trying to get back on my feet & improve my credit score
I ran into some financial trouble due to only having one income now in the household. I just got a Home Loan Modification so I did not pay my mortgage for a year, the mortgage company told me not to pay it. Now I am trying to get my roof repaired due to wind/rain damage but the insurance company is telling me it is "normal wear & tear" and won't pay. My mortgage is now being paid on time but I am falling behind on utility bills.. I am trying to obtain a small personal loan to get back on track, but have been denied due to my credit score. What can I do to get some help? Payday loans are too expensive and I do not know what to do. If I could get a small loan $2500.00 I could get back on track and have a bit of a cushion. Any suggestions? I used to have perfect credit but now it is really bad.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.