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Tips on raising my credit score
To put it simlpy, my credit score sucks! But its not that i have any negative remarks on my report, everything is always paid on time or early I guess i just don't have enough credit? or long enough credit? Thats what i was told. I have 5 credit cards, I closed one because i only had it cause i worked there and now its never used, and then one i have not used yet because it is for emergencies. The other 3, one i maxed out in college and the others aren't maxed out and not that closed to it. Then i have a studen loan and i just got my first car loan. My credit went down a lot from banks running my credit for me to get a car loan. Is there anything i can do to help my score? Should i pay extra on my credit cards a month or should i pay extra on my loans? i was told once i pay a few months on my car loan that should help too, is this correct? I'm new to this sorry, I'm young and I would like to not get myself into a hole that some people do.

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